TFS Financial Cash Flow Statement
NASDAQ: TFSLFinanceSavings InstitutionsUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
TFS Financial free cash flow
In fiscal 2025, TFS Financial generated $82.4 million of operating cash flow and spent $11.5 million on capital expenditures. That left free cash flow of $71.0 million, a free-cash-flow margin of 22.1% of revenue. Free cash flow was down 17.0% from the prior year's $85.5 million.
TFS Financial returned $63.5 million to shareholders: $59.5 million in dividends and $4.0 million in share repurchases, equal to 89% of free cash flow. Free cash flow covered dividend payments 1.2 times.
Summary generated from market data by MetaCap's automated system. Methodology
TFS Financial cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-09-30 | FY 20242024-09-30 | FY 20232023-09-30 | FY 20222022-09-30 | FY 20212021-09-30 | FY 20202020-09-30 | FY 20192019-09-30 | FY 20182018-09-30 | FY 20172017-09-30 | FY 20162016-09-30 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 90.96M | 79.59M | 75.25M | 74.56M | 81.01M | 83.32M | 80.24M | 85.41M | 88.88M | 80.55M |
| Net Income growth (YoY) | +14.29% | +5.76% | +0.92% | -7.95% | -2.77% | +3.84% | -6.05% | -3.90% | +10.33% | +10.97% |
| Depreciation & Amortization | 4.62M | 4.62M | 4.92M | 5.39M | 5.42M | 5.43M | 5.88M | 5.72M | 5.63M | 5.51M |
| Stock-Based Compensation | 9.65M | 9.50M | 10.00M | 11.01M | 13.71M | 12.12M | 11.78M | 11.36M | 11.25M | 13.44M |
| Operating Cash Flow | 82.42M | 88.60M | 90.72M | 38.93M | 83.16M | 121.80M | 103.00M | 92.11M | 101.17M | 84.91M |
| Capital Expenditures | -11.45M | -3.06M | -5.10M | -2.70M | -1.34M | -3.21M | -3.78M | -8.37M | -4.15M | -9.13M |
| Investing Cash Flow | -383.98M | -124.71M | -1.01B | -1.88B | 547.36M | 147.58M | -341.98M | -474.86M | -754.81M | -454.38M |
| Dividends Paid | -59.53M | -58.95M | -58.29M | -58.30M | -56.64M | -55.47M | -50.47M | -37.63M | -27.71M | -23.41M |
| Share Repurchases | -3.98M | -1.93M | -5.98M | -6.29M | -5.59M | -2.32M | -9.09M | -19.74M | -54.03M | -128.36M |
| Debt Issued | 225.00M | 725.00M | 350.00M | 600.00M | 100.00M | 250.00M | 275.00M | 15.09M | 0 | 40.29M |
| Debt Repaid | -427.00M | -427.32M | -77.88M | -3.65M | -4.69M | -350.11M | -420.71M | -281.81M | -208.10M | -186.35M |
| Financing Cash Flow | 267.28M | 33.08M | 1.02B | 1.72B | -640.22M | -46.48M | 244.35M | 384.30M | 690.62M | 445.33M |
| Net Change in Cash | -34.28M | -3.03M | 97.18M | -118.76M | -9.71M | 222.89M | 5.37M | 1.56M | 36.98M | 75.87M |
| Free Cash Flow | 70.97M | 85.54M | 85.62M | 36.23M | 81.82M | 118.59M | 99.22M | 83.74M | 97.02M | 75.79M |
This table shows 10 annual periods of TFS Financial's cash flow statement, from FY 2025 back to FY 2016, across 14 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow TFSL's reporting calendar. What is a cash flow statement?