Trupanion Financial Ratios
NASDAQ: TRUPHealth CareMedical SpecialitiesUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Trupanion ratio analysis
Trupanion earned a net margin of 1.4% in FY 2025, up from -0.7% a year earlier. Gross margin was 16.1% compared with a median of 16.3% over the prior 9 years. Return on equity reached 5.1%, meaning Trupanion generated 0.05 dollars of profit for every dollar of shareholders' equity.
Debt-to-equity stood at 0.29 versus 0.40 the year before, and the current ratio was 1.69. Valuation ratios use the closing share price on each fiscal year-end date and diluted shares from the income statement; profitability and leverage ratios use reported annual figures. Current valuation multiples are on the statistics page.
Summary generated from market data by MetaCap's automated system. Methodology
Trupanion financial ratios (annual)
| Ratio | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| P/E ratio (at fiscal year end) | 82.67 | — | — | — | — | — | — | — | — | — |
| Price / sales | 1.11 | 1.63 | 1.14 | 2.14 | 7.58 | 8.55 | 3.26 | 2.69 | 3.57 | 2.35 |
| Price / book | 4.16 | 6.47 | 4.16 | 6.35 | 15.95 | 12.63 | 9.14 | 6.34 | 17.88 | 9.90 |
| Gross margin | 16.1% | 13.9% | 11.8% | 13.5% | 14.9% | 16.3% | 16.9% | 16.9% | 17.7% | 17.7% |
| Operating margin | 1.0% | -0.7% | -3.7% | -4.8% | -5.0% | -1.0% | -0.5% | -0.3% | -1.1% | -3.6% |
| Net margin | 1.4% | -0.7% | -4.0% | -4.9% | -5.1% | -1.2% | -0.5% | -0.3% | -0.6% | -3.7% |
| Free cash flow margin | 5.2% | 3.0% | 0.0% | -2.8% | -0.7% | 2.8% | 2.8% | -14.6% | 2.7% | 1.6% |
| Return on equity (ROE) | 5.1% | -3.0% | -14.7% | -14.6% | -10.7% | -1.7% | -1.3% | -0.7% | -3.1% | -15.4% |
| Return on assets (ROA) | 2.1% | -1.2% | -5.7% | -6.7% | -6.3% | -1.2% | -0.7% | -0.4% | -1.4% | -8.4% |
| Debt / equity | 0.29 | 0.40 | 0.42 | 0.23 | 0.00 | 0.00 | 0.19 | 0.10 | 0.19 | 0.11 |
| Current ratio | 1.69 | 1.71 | 1.63 | 1.62 | 1.75 | 2.24 | 1.73 | 1.87 | 1.89 | 2.15 |
| Revenue growth | 11.9% | 16.0% | 22.5% | 29.5% | 39.2% | 30.8% | 26.3% | 25.3% | 28.9% | 28.1% |