UNIVERSAL INSURANCE HOLDINGS INC Cash Flow Statement
NYSE: UVEFinanceProperty-Casualty InsurersUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
UNIVERSAL INSURANCE HOLDINGS INC free cash flow
In fiscal 2025, UNIVERSAL INSURANCE HOLDINGS INC generated $381.5 million of operating cash flow and spent $4.4 million on capital expenditures. That left free cash flow of $377.1 million, a free-cash-flow margin of 23.5% of revenue. Free cash flow was up 190.1% from the prior year's $130.0 million.
UNIVERSAL INSURANCE HOLDINGS INC returned $44.5 million to shareholders: $22.2 million in dividends and $22.4 million in share repurchases, equal to 12% of free cash flow. Free cash flow covered dividend payments 17.0 times.
Summary generated from market data by MetaCap's automated system. Methodology
UNIVERSAL INSURANCE HOLDINGS INC cash flow statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 | FY 20222022-12-31 | FY 20212021-12-31 | FY 20202020-12-31 | FY 20192019-12-31 | FY 20182018-12-31 | FY 20172017-12-31 | FY 20162016-12-31 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 182.95M | 58.93M | 66.82M | -22.26M | 20.41M | 19.11M | 46.51M | 117.05M | 106.94M | 99.41M |
| Net Income growth (YoY) | +210.47% | -11.81% | — | -209.07% | +6.81% | -58.93% | -60.26% | +9.46% | +7.57% | -6.64% |
| Depreciation & Amortization | 6.44M | 6.12M | 7.31M | 7.30M | 6.91M | 5.11M | 4.96M | 4.82M | 4.06M | 3.10M |
| Stock-Based Compensation | 8.65M | 8.12M | 2.92M | 4.73M | 5.82M | 8.70M | 13.01M | 12.79M | 10.52M | 10.29M |
| Change in Working Capital | 20.50M | -10.46M | -9.30M | 417.00K | 4.83M | 19.45M | 1.29M | -769.00K | 6.24M | -3.44M |
| Operating Cash Flow | 381.49M | 137.36M | 70.97M | 324.51M | 234.38M | 29.35M | 84.60M | 230.10M | 245.01M | 121.40M |
| Capital Expenditures | -4.44M | -7.37M | -4.02M | -4.90M | -7.23M | -17.22M | -11.31M | -6.73M | -4.62M | -8.22M |
| Investing Cash Flow | -113.61M | -228.09M | -15.25M | -148.86M | -229.40M | 22.04M | 28.33M | -212.29M | -85.71M | -174.31M |
| Dividends Paid | -22.16M | -22.32M | -23.28M | -23.77M | -24.19M | -24.55M | -26.11M | -25.51M | -24.00M | -24.19M |
| Share Repurchases | -22.37M | -21.91M | -22.02M | -11.64M | -1.61M | -28.92M | -66.19M | -25.28M | -18.14M | -8.51M |
| Debt Issued | — | — | 0 | 0 | 100.00M | 0 | 0 | — | — | — |
| Debt Repaid | -1.47M | -1.47M | -1.47M | -1.47M | -1.47M | -1.47M | -1.47M | -1.47M | -2.17M | -2.14M |
| Financing Cash Flow | -52.12M | -47.13M | -47.12M | -37.46M | 68.30M | -56.26M | -97.24M | -64.88M | -51.55M | -38.37M |
| Net Change in Cash | 215.76M | -137.87M | 8.60M | 138.20M | 73.27M | -4.87M | 15.68M | -47.06M | 107.76M | -91.28M |
| Free Cash Flow | 377.06M | 129.99M | 66.95M | 319.62M | 227.15M | 12.13M | 73.28M | 223.37M | 240.39M | 113.17M |
This table shows 10 annual periods of UNIVERSAL INSURANCE HOLDINGS INC's cash flow statement, from FY 2025 back to FY 2016, across 14 line items including net income, depreciation & amortization, stock-based compensation. Values in USD; B = billions, M = millions. Fiscal periods follow UVE's reporting calendar. What is a cash flow statement?