Exzeo Group Financial Statements
NYSE: XZOTechnologyComputer Software: Prepackaged SoftwareUSD
At close: Oct 9, 4:00 PM ET · Delayed 15 min
Exzeo Group revenue and earnings
In fiscal 2025, Exzeo Group generated $217.0 million in revenue, up 62.0% from fiscal 2024, its 2nd consecutive year of revenue growth. Net income was $82.7 million (+82.6% year over year), for a net margin of 38.1% versus a median of 29.1% in the prior 2 years. Gross margin was 60.4% (up from 39.7%) and operating margin 48.8%.
Diluted earnings per share came in at $0.99, up from $0.44. Over the last 2 fiscal years, XZO's revenue has grown at a 56.7% compound annual rate.
Summary generated from market data by MetaCap's automated system. Methodology
Exzeo Group income statement (annual)
| Fiscal year (USD) | FY 20252025-12-31 | FY 20242024-12-31 | FY 20232023-12-31 |
|---|---|---|---|
| Revenue | 216.98M | 133.95M | 88.33M |
| Revenue growth (YoY) | +61.99% | +51.64% | — |
| Cost of Revenue | 85.96M | 80.74M | 71.06M |
| Gross Profit | 131.02M | 53.21M | 17.27M |
| Operating Expenses | 25.03M | 15.19M | 14.72M |
| Research & Development | 8.83M | 6.51M | 6.53M |
| Selling, General & Admin | 15.72M | 8.34M | 7.90M |
| Operating Income | 105.99M | 38.02M | 2.55M |
| Interest Expense | 0 | 3.33M | 1.72M |
| Pretax Income | 110.29M | 35.24M | 883.00K |
| Income Tax | 27.54M | 9.17M | -12.02M |
| Net Income | 82.75M | 45.32M | 21.46M |
| Net Income growth (YoY) | +82.58% | +111.17% | — |
| EPS (Basic) | 0.99 | 0.44 | 0.15 |
| EPS (Diluted) | 0.99 | 0.44 | 0.15 |
| Shares Outstanding (Basic) | 80.17M | 77.49M | 76.10M |
| Shares Outstanding (Diluted) | 80.17M | 77.49M | 76.10M |
| EBITDA | 108.40M | 40.24M | 4.45M |
| Gross Margin | 60.38% | 39.72% | 19.55% |
| Operating Margin | 48.85% | 28.38% | 2.89% |
| Net Margin | 38.14% | 33.83% | 24.30% |
This table shows 3 annual periods of Exzeo Group's income statement, from FY 2025 back to FY 2023, across 19 line items including revenue, cost of revenue, gross profit. Values in USD; B = billions, M = millions. Fiscal periods follow XZO's reporting calendar. What is a income statement?