Ameris Bancorp (ABCB) vs Eastern Bankshares (EBC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Eastern Bankshares (EBC) has outperformed Ameris Bancorp (ABCB) over the past year, gaining 13.1% versus a gain of 6.9%. Over five years, ABCB leads with a +52.3% price change compared with -0.1% for EBC. Ameris Bancorp is the larger company by market cap ($5.30 billion vs $4.81 billion), about 1.1 times the size, while Eastern Bankshares is growing revenue faster (+19.1% vs +5.7%).
On valuation, Eastern Bankshares trades at a lower forward P/E (9.8x vs 11.2x for Ameris Bancorp). Eastern Bankshares offers the higher dividend yield (2.57% vs 1.01%). Eastern Bankshares converts more of its revenue into profit, with a net margin of 65.8% versus 34.1%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ABCB | EBC |
|---|---|---|
| Share price | $79.02 | $21.03 |
| Market cap | $5.30B | $4.81B |
| 1-day change | -0.80% | -0.24% |
| YTD return | +6.40% | +14.11% |
| 1-year return | +6.94% | +13.13% |
| 5-year return | +52.31% | -0.10% |
| P/E ratio (TTM) | 14.29 | 11.75 |
| Forward P/E | 11.24 | 9.83 |
| EPS (TTM) | $5.53 | $1.79 |
| Dividend yield | 1.01% | 2.57% |
| Annual dividend | $0.80 | $0.54 |
| Revenue (latest FY) | $1.21B | $134.09M |
| Revenue growth (YoY) | +5.73% | +19.07% |
| Net income (latest FY) | $412.15M | $88.22M |
| Net margin | 34.12% | 65.79% |
| 52-week high | $93.22 | $23.78 |
| 52-week low | $68.80 | $16.62 |
| Distance from 52-week high | -15.23% | -11.55% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +19.17% | +18.31% |
| Average volume | 434.64K | 2.37M |
| Shares outstanding | 67.11M | 228.51M |
| Employees | 2,650 | 2,247 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Eastern Bankshares offers a meaningfully higher dividend yield (2.57% vs 1.01%).
- Eastern Bankshares is more profitable, keeping 65.8 cents of every revenue dollar as net income versus 34.1 cents for Ameris Bancorp.
- Eastern Bankshares grew revenue faster in its latest fiscal year (+19.07% vs +5.73%).
About Ameris Bancorp
ABCB stock →Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division.
Financial Services · Banks - Regional · 2,650 employees
About Eastern Bankshares
EBC stock →Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers in the United States.
Financial Services · Banks - Regional · 2,247 employees
ABCB vs EBC FAQ
Which is bigger, Ameris Bancorp or Eastern Bankshares?
Ameris Bancorp (ABCB) is larger, with a market capitalization of $5.30B compared with $4.81B for Eastern Bankshares (EBC).
Which stock has performed better over the past year, ABCB or EBC?
EBC returned +13.13% over the past 12 months, compared with +6.94% for ABCB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ABCB or EBC?
EBC has the lower trailing P/E at 11.7, versus 14.3 for ABCB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Ameris Bancorp or Eastern Bankshares?
Eastern Bankshares has the higher yield at 2.57%, compared with 1.01% for Ameris Bancorp.
Are Ameris Bancorp and Eastern Bankshares in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.