Eastern Bankshares (EBC) vs F.N.B. (FNB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Eastern Bankshares (EBC) has outperformed F.N.B. (FNB) over the past year, gaining 13.1% versus a gain of 7.0%. Over five years, FNB leads with a +42.2% price change compared with -0.1% for EBC. F.N.B. is the larger company by market cap ($6.02 billion vs $4.81 billion), about 1.3 times the size, while Eastern Bankshares is growing revenue faster (+19.1% vs +10.6%).
On valuation, F.N.B. trades at a lower forward P/E (9.0x vs 9.8x for Eastern Bankshares). F.N.B. offers the higher dividend yield (2.87% vs 2.57%). Eastern Bankshares converts more of its revenue into profit, with a net margin of 65.8% versus 32.0%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | EBC | FNB |
|---|---|---|
| Share price | $21.03 | $17.06 |
| Market cap | $4.81B | $6.02B |
| 1-day change | -0.24% | -1.27% |
| YTD return | +14.11% | -0.23% |
| 1-year return | +13.13% | +6.96% |
| 5-year return | -0.10% | +42.17% |
| P/E ratio (TTM) | 11.75 | 10.28 |
| Forward P/E | 9.83 | 9.03 |
| EPS (TTM) | $1.79 | $1.66 |
| Dividend yield | 2.57% | 2.87% |
| Annual dividend | $0.54 | $0.49 |
| Revenue (latest FY) | $134.09M | $1.76B |
| Revenue growth (YoY) | +19.07% | +10.59% |
| Net income (latest FY) | $88.22M | $565.00M |
| Net margin | 65.79% | 32.01% |
| 52-week high | $23.78 | $19.59 |
| 52-week low | $16.62 | $14.46 |
| Distance from 52-week high | -11.55% | -12.91% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +18.31% | +21.45% |
| Average volume | 2.39M | 4.84M |
| Shares outstanding | 228.51M | 353.00M |
| Employees | 2,247 | 4,128 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Eastern Bankshares is more profitable, keeping 65.8 cents of every revenue dollar as net income versus 32.0 cents for F.N.B..
- Eastern Bankshares grew revenue faster in its latest fiscal year (+19.07% vs +10.59%).
About Eastern Bankshares
EBC stock →Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers in the United States.
Finance · Savings Institutions · 2,247 employees
About F.N.B.
FNB stock →F.N.B. Corporation, a bank and financial holding company, provides a range of financial products and services primarily to consumers, corporations, governments, and small- to medium-sized businesses in the United States.
Finance · Major Banks · 4,128 employees
EBC vs FNB FAQ
Which is bigger, Eastern Bankshares or F.N.B.?
F.N.B. (FNB) is larger, with a market capitalization of $6.02B compared with $4.81B for Eastern Bankshares (EBC).
Which stock has performed better over the past year, EBC or FNB?
EBC returned +13.13% over the past 12 months, compared with +6.96% for FNB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, EBC or FNB?
FNB has the lower trailing P/E at 10.3, versus 11.7 for EBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Eastern Bankshares or F.N.B.?
F.N.B. has the higher yield at 2.87%, compared with 2.57% for Eastern Bankshares.
Are Eastern Bankshares and F.N.B. in the same industry?
Both are in the Finance sector, but in different industries: Savings Institutions for Eastern Bankshares and Major Banks for F.N.B..