MetaCap

Arch Capital Group (ACGL) vs Progressive (PGR)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.

Summary

Arch Capital Group (ACGL) has outperformed Progressive (PGR) over the past year, gaining 0.2% versus a loss of 12.2%. Over five years, PGR leads with a +134.7% price change compared with +122.1% for ACGL. Progressive is the larger company by market cap ($124.28 billion vs $32.19 billion), about 3.9 times the size.

On valuation, Arch Capital Group trades at a lower forward P/E (9.6x vs 13.1x for Progressive). Progressive pays a dividend yielding 0.19%, while Arch Capital Group does not currently pay one. Arch Capital Group converts more of its revenue into profit, with a net margin of 22.1% versus 12.9%.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

ACGL+0.24%PGR-12.21%
+15%-4%-24%
Oct 7, 20251 yearOct 7, 2026
ACGL+130.35%PGR+135.48%
+225%+107%-11%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

ACGL versus PGR key metrics
MetricACGLPGR
Share price$94.33$214.12
Market cap$32.19B$124.28B
1-day change-0.52%+0.98%
YTD return-1.66%-5.97%
1-year return+0.24%-12.21%
5-year return+122.11%+134.65%
P/E ratio (TTM)7.3810.74
Forward P/E9.6513.08
EPS (TTM)$12.78$19.94
Dividend yield0.00%0.19%
Annual dividend$0.00$0.40
Revenue (latest FY)$19.93B$87.67B
Revenue growth (YoY)+14.27%+16.32%
Net income (latest FY)$4.40B$11.31B
Net margin22.07%12.90%
52-week high$107.09$245.64
52-week low$82.45$189.20
Distance from 52-week high-11.92%-12.83%
Analyst consensusbuyhold
Avg. price target upside+17.76%+8.73%
Average volume2.75M2.67M
Shares outstanding341.23M580.40M
Employees8,00070,053
SectorFinanceFinance
IndustryProperty-Casualty InsurersProperty-Casualty Insurers

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • Progressive is about 3.9 times larger than Arch Capital Group by market value ($124.28B vs $32.19B).
  • ACGL has outperformed PGR by 12.5 percentage points over the past year.
  • Progressive trades at a higher earnings multiple (10.7x vs 7.4x trailing P/E).
  • Arch Capital Group is more profitable, keeping 22.1 cents of every revenue dollar as net income versus 12.9 cents for Progressive.

About Arch Capital Group

ACGL stock →

Arch Capital Group Ltd., together with its subsidiaries, provides insurance, reinsurance, and mortgage insurance products in the United States, Canada, Bermuda, the United Kingdom, Europe, and Australia. The company operates through three segments: Insurance, Reinsurance, and Mortgage.

Finance · Property-Casualty Insurers · 8,000 employees

About Progressive

PGR stock →

The Progressive Corporation operates as an insurance company in the United States. It writes insurance for personal autos and special lines products, including motorcycles, RVs, and watercraft; and personal residential property insurance for homeowners and renters.

Finance · Property-Casualty Insurers · 70,053 employees

ACGL vs PGR FAQ

Which is bigger, Arch Capital Group or Progressive?

Progressive (PGR) is larger, with a market capitalization of $124.28B compared with $32.19B for Arch Capital Group (ACGL).

Which stock has performed better over the past year, ACGL or PGR?

ACGL returned +0.24% over the past 12 months, compared with -12.21% for PGR (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, ACGL or PGR?

ACGL has the lower trailing P/E at 7.4, versus 10.7 for PGR. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Arch Capital Group or Progressive?

Progressive pays a dividend yielding 0.19%, while Arch Capital Group does not currently pay a regular dividend.

Are Arch Capital Group and Progressive in the same industry?

Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.

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