American Coastal Insurance (ACIC) vs Donegal Group (DGICA)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Donegal Group (DGICA) has outperformed American Coastal Insurance (ACIC) over the past year, losing 7.4% versus a loss of 20.1%. Over five years, ACIC leads with a +136.6% price change compared with +23.5% for DGICA. Donegal Group is the larger company by market cap ($688.2 million vs $464.7 million), about 1.5 times the size.
On valuation, American Coastal Insurance trades at a lower forward P/E (7.7x vs 9.9x for Donegal Group). Donegal Group pays a dividend yielding 3.99%, while American Coastal Insurance does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ACIC | DGICA |
|---|---|---|
| Share price | $9.83 | $18.54 |
| Market cap | $464.66M | $688.19M |
| 1-day change | +3.36% | +1.76% |
| YTD return | -22.17% | -8.81% |
| 1-year return | -20.08% | -7.37% |
| 5-year return | +136.57% | +23.53% |
| P/E ratio (TTM) | 4.89 | 9.66 |
| Forward P/E | 7.68 | 9.89 |
| EPS (TTM) | $2.01 | $1.92 |
| Dividend yield | 0.00% | 3.99% |
| Annual dividend | $0.00 | $0.74 |
| 52-week high | $13.06 | $21.06 |
| 52-week low | $9.01 | $16.11 |
| Distance from 52-week high | -24.73% | -11.97% |
| Analyst consensus | none | none |
| Avg. price target upside | — | +13.27% |
| Average volume | 267.09K | 119.30K |
| Shares outstanding | 47.27M | 31.54M |
| Employees | 68 | — |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- DGICA has outperformed ACIC by 12.7 percentage points over the past year.
- Donegal Group trades at a higher earnings multiple (9.7x vs 4.9x trailing P/E).
- Donegal Group offers a meaningfully higher dividend yield (3.99% vs 0.00%).
About American Coastal Insurance
ACIC stock →American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners.
Finance · Property-Casualty Insurers · 68 employees
About Donegal Group
DGICA stock →Donegal Group Inc., an insurance holding company, provides commercial and personal lines of property and casualty coverages. It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance.
Finance · Property-Casualty Insurers
ACIC vs DGICA FAQ
Which is bigger, American Coastal Insurance or Donegal Group?
Donegal Group (DGICA) is larger, with a market capitalization of $688.19M compared with $464.66M for American Coastal Insurance (ACIC).
Which stock has performed better over the past year, ACIC or DGICA?
DGICA returned -7.37% over the past 12 months, compared with -20.08% for ACIC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ACIC or DGICA?
ACIC has the lower trailing P/E at 4.9, versus 9.7 for DGICA. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, American Coastal Insurance or Donegal Group?
Donegal Group pays a dividend yielding 3.99%, while American Coastal Insurance does not currently pay a regular dividend.
Are American Coastal Insurance and Donegal Group in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.