AMERISAFE (AMSF) vs Donegal Group (DGICA)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Donegal Group (DGICA) has outperformed AMERISAFE (AMSF) over the past year, losing 4.9% versus a loss of 41.0%. Over five years, DGICA leads with a +25.7% price change compared with -57.0% for AMSF. Donegal Group is the larger company by market cap ($680.8 million vs $454.1 million), about 1.5 times the size.
On valuation, Donegal Group trades at a lower forward P/E (9.8x vs 12.1x for AMERISAFE). AMERISAFE offers the higher dividend yield (6.53% vs 4.03%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | AMSF | DGICA |
|---|---|---|
| Share price | $24.50 | $18.34 |
| Market cap | $454.13M | $680.77M |
| 1-day change | -0.97% | -1.08% |
| YTD return | -35.59% | -7.21% |
| 1-year return | -41.00% | -4.87% |
| 5-year return | -56.98% | +25.69% |
| P/E ratio (TTM) | 9.88 | 9.55 |
| Forward P/E | 12.15 | 9.78 |
| EPS (TTM) | $2.48 | $1.92 |
| Dividend yield | 6.53% | 4.03% |
| Annual dividend | $1.60 | $0.74 |
| 52-week high | $42.22 | $21.06 |
| 52-week low | $23.20 | $16.11 |
| Distance from 52-week high | -41.97% | -12.92% |
| Analyst consensus | none | none |
| Avg. price target upside | +45.59% | +14.50% |
| Average volume | 440.33K | 118.16K |
| Shares outstanding | 18.54M | 31.54M |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- DGICA has outperformed AMSF by 36.1 percentage points over the past year.
- AMERISAFE offers a meaningfully higher dividend yield (6.53% vs 4.03%).
About AMERISAFE
AMSF stock →AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. The company provides benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses.
Finance · Property-Casualty Insurers
About Donegal Group
DGICA stock →Donegal Group Inc., an insurance holding company, provides commercial and personal lines of property and casualty coverages. It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance.
Finance · Property-Casualty Insurers
AMSF vs DGICA FAQ
Which is bigger, AMERISAFE or Donegal Group?
Donegal Group (DGICA) is larger, with a market capitalization of $680.77M compared with $454.13M for AMERISAFE (AMSF).
Which stock has performed better over the past year, AMSF or DGICA?
DGICA returned -4.87% over the past 12 months, compared with -41.00% for AMSF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, AMSF or DGICA?
DGICA has the lower trailing P/E at 9.6, versus 9.9 for AMSF. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, AMERISAFE or Donegal Group?
AMERISAFE has the higher yield at 6.53%, compared with 4.03% for Donegal Group.
Are AMERISAFE and Donegal Group in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.