ACNB (ACNB) vs First Business Financial Services (FBIZ)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
ACNB (ACNB) has outperformed First Business Financial Services (FBIZ) over the past year, gaining 45.0% versus a gain of 39.8%. Over five years, FBIZ leads with a +144.3% price change compared with +127.5% for ACNB. ACNB is the larger company by market cap ($642.6 million vs $590.9 million), about 1.1 times the size.
On valuation, First Business Financial Services trades at a lower forward P/E (10.2x vs 11.1x for ACNB). ACNB offers the higher dividend yield (2.41% vs 1.78%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ACNB | FBIZ |
|---|---|---|
| Share price | $63.19 | $70.61 |
| Market cap | $642.64M | $590.89M |
| 1-day change | +0.11% | +0.73% |
| YTD return | +30.55% | +29.10% |
| 1-year return | +45.04% | +39.78% |
| 5-year return | +127.46% | +144.25% |
| P/E ratio (TTM) | 11.99 | 10.78 |
| Forward P/E | 11.10 | 10.16 |
| EPS (TTM) | $5.27 | $6.55 |
| Dividend yield | 2.41% | 1.78% |
| Annual dividend | $1.52 | $1.26 |
| 52-week high | $67.60 | $73.74 |
| 52-week low | $42.52 | $46.07 |
| Distance from 52-week high | -6.52% | -4.24% |
| Analyst consensus | none | buy |
| Avg. price target upside | +7.09% | +11.32% |
| Average volume | 70.29K | 62.78K |
| Shares outstanding | 10.17M | 8.37M |
| Employees | 501 | 355 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
About ACNB
ACNB stock →ACNB Corporation, a financial holding company, offers banking, insurance, and financial services to individual, business, and government customers in the United States. The company offers checking, savings, and money market deposit accounts, as well as time deposits and debit cards.
Finance · Major Banks · 501 employees
About First Business Financial Services
FBIZ stock →First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals in Wisconsin, Kansas, and Missouri.
Finance · Major Banks · 355 employees
ACNB vs FBIZ FAQ
Which is bigger, ACNB or First Business Financial Services?
ACNB (ACNB) is larger, with a market capitalization of $642.64M compared with $590.89M for First Business Financial Services (FBIZ).
Which stock has performed better over the past year, ACNB or FBIZ?
ACNB returned +45.04% over the past 12 months, compared with +39.78% for FBIZ (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ACNB or FBIZ?
FBIZ has the lower trailing P/E at 10.8, versus 12.0 for ACNB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, ACNB or First Business Financial Services?
ACNB has the higher yield at 2.41%, compared with 1.78% for First Business Financial Services.
Are ACNB and First Business Financial Services in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.