First Business Financial Services (FBIZ) vs Southern First Bancshares (SFST)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
First Business Financial Services (FBIZ) has outperformed Southern First Bancshares (SFST) over the past year, gaining 39.8% versus a gain of 37.4%. Over five years, FBIZ leads with a +144.3% price change compared with +10.8% for SFST. First Business Financial Services is the larger company by market cap ($590.9 million vs $572.1 million), about 1.0 times the size.
On valuation, Southern First Bancshares trades at a lower forward P/E (9.8x vs 10.2x for First Business Financial Services). First Business Financial Services pays a dividend yielding 1.78%, while Southern First Bancshares does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FBIZ | SFST |
|---|---|---|
| Share price | $70.61 | $60.40 |
| Market cap | $590.89M | $572.09M |
| 1-day change | +0.73% | +0.92% |
| YTD return | +29.10% | +16.17% |
| 1-year return | +39.78% | +37.40% |
| 5-year return | +144.25% | +10.83% |
| P/E ratio (TTM) | 10.78 | 13.02 |
| Forward P/E | 10.16 | 9.78 |
| EPS (TTM) | $6.55 | $4.64 |
| Dividend yield | 1.78% | 0.00% |
| Annual dividend | $1.26 | $0.00 |
| 52-week high | $73.74 | $65.09 |
| 52-week low | $46.07 | $40.90 |
| Distance from 52-week high | -4.24% | -7.21% |
| Analyst consensus | buy | none |
| Avg. price target upside | +11.32% | +13.41% |
| Average volume | 62.78K | 100.21K |
| Shares outstanding | 8.37M | 9.47M |
| Employees | 355 | 315 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- First Business Financial Services offers a meaningfully higher dividend yield (1.78% vs 0.00%).
About First Business Financial Services
FBIZ stock →First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals in Wisconsin, Kansas, and Missouri.
Finance · Major Banks · 355 employees
About Southern First Bancshares
SFST stock →Southern First Bancshares, Inc. operates as the bank holding company for Southern First Bank that provides commercial, consumer, and mortgage loans to the general public in South Carolina, North Carolina, and Georgia.
Finance · Major Banks · 315 employees
FBIZ vs SFST FAQ
Which is bigger, First Business Financial Services or Southern First Bancshares?
First Business Financial Services (FBIZ) is larger, with a market capitalization of $590.89M compared with $572.09M for Southern First Bancshares (SFST).
Which stock has performed better over the past year, FBIZ or SFST?
FBIZ returned +39.78% over the past 12 months, compared with +37.40% for SFST (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FBIZ or SFST?
FBIZ has the lower trailing P/E at 10.8, versus 13.0 for SFST. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Business Financial Services or Southern First Bancshares?
First Business Financial Services pays a dividend yielding 1.78%, while Southern First Bancshares does not currently pay a regular dividend.
Are First Business Financial Services and Southern First Bancshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.