Civista Bancshares (CIVB) vs First Business Financial Services (FBIZ)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
First Business Financial Services (FBIZ) has outperformed Civista Bancshares (CIVB) over the past year, gaining 39.8% versus a gain of 27.3%. Over five years, FBIZ leads with a +144.3% price change compared with +5.1% for CIVB. First Business Financial Services is the larger company by market cap ($583.6 million vs $555.1 million), about 1.1 times the size.
On valuation, Civista Bancshares trades at a lower forward P/E (9.2x vs 10.0x for First Business Financial Services). Civista Bancshares offers the higher dividend yield (2.62% vs 1.81%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CIVB | FBIZ |
|---|---|---|
| Share price | $26.70 | $69.74 |
| Market cap | $555.10M | $583.61M |
| 1-day change | +0.36% | -0.51% |
| YTD return | +19.71% | +29.10% |
| 1-year return | +27.27% | +39.78% |
| 5-year return | +5.14% | +144.25% |
| P/E ratio (TTM) | 9.92 | 10.65 |
| Forward P/E | 9.16 | 10.03 |
| EPS (TTM) | $2.69 | $6.55 |
| Dividend yield | 2.62% | 1.81% |
| Annual dividend | $0.70 | $1.26 |
| 52-week high | $29.97 | $73.74 |
| 52-week low | $19.82 | $46.07 |
| Distance from 52-week high | -10.93% | -5.42% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +15.19% | +12.70% |
| Average volume | 139.39K | 62.78K |
| Shares outstanding | 20.79M | 8.37M |
| Employees | 548 | 355 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FBIZ has outperformed CIVB by 12.5 percentage points over the past year.
About Civista Bancshares
CIVB stock →Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides banking services in the United States.
Finance · Major Banks · 548 employees
About First Business Financial Services
FBIZ stock →First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals in Wisconsin, Kansas, and Missouri.
Finance · Major Banks · 355 employees
CIVB vs FBIZ FAQ
Which is bigger, Civista Bancshares or First Business Financial Services?
First Business Financial Services (FBIZ) is larger, with a market capitalization of $583.61M compared with $555.10M for Civista Bancshares (CIVB).
Which stock has performed better over the past year, CIVB or FBIZ?
FBIZ returned +39.78% over the past 12 months, compared with +27.27% for CIVB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CIVB or FBIZ?
CIVB has the lower trailing P/E at 9.9, versus 10.6 for FBIZ. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Civista Bancshares or First Business Financial Services?
Civista Bancshares has the higher yield at 2.62%, compared with 1.81% for First Business Financial Services.
Are Civista Bancshares and First Business Financial Services in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.