AFLAC (AFL) vs Prudential Financial (PRU)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Prudential Financial (PRU) has outperformed AFLAC (AFL) over the past year, gaining 8.3% versus a loss of 0.2%. Over five years, AFL leads with a +103.0% price change compared with +1.6% for PRU. AFLAC is the larger company by market cap ($57.46 billion vs $39.04 billion), about 1.5 times the size.
On valuation, Prudential Financial trades at a lower forward P/E (7.6x vs 15.1x for AFLAC). Prudential Financial offers the higher dividend yield (4.86% vs 2.08%). AFLAC converts more of its revenue into profit, with a net margin of 21.2% versus 5.9%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | AFL | PRU |
|---|---|---|
| Share price | $114.61 | $113.17 |
| Market cap | $57.46B | $39.04B |
| 1-day change | +1.66% | +0.72% |
| YTD return | +2.24% | -0.46% |
| 1-year return | -0.17% | +8.34% |
| 5-year return | +102.95% | +1.60% |
| P/E ratio (TTM) | 12.32 | 10.25 |
| Forward P/E | 15.11 | 7.61 |
| EPS (TTM) | $9.30 | $11.04 |
| Dividend yield | 2.08% | 4.86% |
| Annual dividend | $2.38 | $5.50 |
| Revenue (latest FY) | $17.16B | $60.77B |
| Revenue growth (YoY) | -9.31% | -13.68% |
| Net income (latest FY) | $3.65B | $3.58B |
| Net margin | 21.24% | 5.88% |
| 52-week high | $130.22 | $127.72 |
| 52-week low | $105.43 | $91.89 |
| Distance from 52-week high | -11.99% | -11.40% |
| Analyst consensus | hold | hold |
| Avg. price target upside | +3.07% | +0.45% |
| Average volume | 2.05M | 1.71M |
| Shares outstanding | 501.34M | 345.00M |
| Employees | 12,716 | 36,607 |
| Sector | Finance | Finance |
| Industry | Accident &Health Insurance | Life Insurance |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Prudential Financial offers a meaningfully higher dividend yield (4.86% vs 2.08%).
- AFLAC is more profitable, keeping 21.2 cents of every revenue dollar as net income versus 5.9 cents for Prudential Financial.
About AFLAC
AFL stock →Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates in two segments, Aflac Japan and Aflac U.S.
Finance · Accident &Health Insurance · 12,716 employees
About Prudential Financial
PRU stock →Prudential Financial, Inc., together with its subsidiaries, provides financial products and services in the United States, Japan and internationally. It operates through PGIM, Retirement Strategies, Group Insurance, Individual Life, and International Businesses segments.
Finance · Life Insurance · 36,607 employees
AFL vs PRU FAQ
Which is bigger, AFLAC or Prudential Financial?
AFLAC (AFL) is larger, with a market capitalization of $57.46B compared with $39.04B for Prudential Financial (PRU).
Which stock has performed better over the past year, AFL or PRU?
PRU returned +8.34% over the past 12 months, compared with -0.17% for AFL (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, AFL or PRU?
PRU has the lower trailing P/E at 10.3, versus 12.3 for AFL. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, AFLAC or Prudential Financial?
Prudential Financial has the higher yield at 4.86%, compared with 2.08% for AFLAC.
Are AFLAC and Prudential Financial in the same industry?
Both are in the Finance sector, but in different industries: Accident &Health Insurance for AFLAC and Life Insurance for Prudential Financial.