Federal Agricultural Mortgage (AGM) vs Credit Acceptance (CACC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Federal Agricultural Mortgage (AGM) has outperformed Credit Acceptance (CACC) over the past year, gaining 32.4% versus a gain of 8.0%. Over five years, AGM leads with a +76.6% price change compared with -13.4% for CACC. Credit Acceptance is the larger company by market cap ($5.53 billion vs $2.26 billion), about 2.4 times the size.
On valuation, Federal Agricultural Mortgage trades at a lower forward P/E (9.0x vs 9.7x for Credit Acceptance). Federal Agricultural Mortgage pays a dividend yielding 2.97%, while Credit Acceptance does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | AGM | CACC |
|---|---|---|
| Share price | $208.58 | $532.55 |
| Market cap | $2.26B | $5.53B |
| 1-day change | -2.50% | -0.75% |
| YTD return | +18.80% | +20.09% |
| 1-year return | +32.40% | +8.03% |
| 5-year return | +76.61% | -13.38% |
| P/E ratio (TTM) | 11.41 | 11.82 |
| Forward P/E | 9.01 | 9.65 |
| EPS (TTM) | $18.28 | $45.05 |
| Dividend yield | 2.97% | 0.00% |
| Annual dividend | $6.20 | $0.00 |
| Revenue (latest FY) | — | $2.32B |
| Revenue growth (YoY) | — | +7.16% |
| Net income (latest FY) | — | $423.90M |
| Net margin | — | 18.29% |
| 52-week high | $248.29 | $668.86 |
| 52-week low | $136.57 | $401.90 |
| Distance from 52-week high | -15.99% | -20.38% |
| Analyst consensus | none | hold |
| Avg. price target upside | +23.21% | +18.92% |
| Average volume | 112.51K | 124.08K |
| Shares outstanding | 9.32M | 10.38M |
| Employees | 212 | 2,314 |
| Sector | Financial Services | Financial Services |
| Industry | Credit Services | Credit Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Credit Acceptance is about 2.4 times larger than Federal Agricultural Mortgage by market value ($5.53B vs $2.26B).
- AGM has outperformed CACC by 24.4 percentage points over the past year.
- Federal Agricultural Mortgage offers a meaningfully higher dividend yield (2.97% vs 0.00%).
About Federal Agricultural Mortgage
AGM stock →Federal Agricultural Mortgage Corporation provides a secondary market for various loans made to borrowers in the United States. It operates through seven segments: Farm & Ranch, Corporate AgFinance, Power & Utilities, Broadband Infrastructure, Renewable Energy, Funding, and Investments.
Financial Services · Credit Services · 212 employees
About Credit Acceptance
CACC stock →Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers.
Financial Services · Credit Services · 2,314 employees
AGM vs CACC FAQ
Which is bigger, Federal Agricultural Mortgage or Credit Acceptance?
Credit Acceptance (CACC) is larger, with a market capitalization of $5.53B compared with $2.26B for Federal Agricultural Mortgage (AGM).
Which stock has performed better over the past year, AGM or CACC?
AGM returned +32.40% over the past 12 months, compared with +8.03% for CACC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, AGM or CACC?
AGM has the lower trailing P/E at 11.4, versus 11.8 for CACC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Federal Agricultural Mortgage or Credit Acceptance?
Federal Agricultural Mortgage pays a dividend yielding 2.97%, while Credit Acceptance does not currently pay a regular dividend.
Are Federal Agricultural Mortgage and Credit Acceptance in the same industry?
Yes. Both are classified in the Credit Services industry within the Financial Services sector.