Credit Acceptance (CACC) vs Lufax (LU)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Credit Acceptance (CACC) has outperformed Lufax (LU) over the past year, gaining 8.0% versus a loss of 73.9%. Over five years, CACC leads with a -13.4% price change compared with -96.2% for LU. Credit Acceptance is the larger company by market cap ($5.53 billion vs $850.6 million), about 6.5 times the size.
On valuation, Lufax trades at a lower forward P/E (5.1x vs 9.7x for Credit Acceptance).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CACC | LU |
|---|---|---|
| Share price | $532.55 | $0.9814 |
| Market cap | $5.53B | $850.57M |
| 1-day change | -0.75% | -2.83% |
| YTD return | +20.09% | -60.55% |
| 1-year return | +8.03% | -73.90% |
| 5-year return | -13.38% | -96.19% |
| P/E ratio (TTM) | 11.82 | — |
| Forward P/E | 9.65 | 5.10 |
| EPS (TTM) | $45.05 | $-0.36 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $2.32B | — |
| Revenue growth (YoY) | +7.16% | — |
| Net income (latest FY) | $423.90M | — |
| Net margin | 18.29% | — |
| 52-week high | $668.86 | $4.03 |
| 52-week low | $401.90 | $0.956 |
| Distance from 52-week high | -20.38% | -75.65% |
| Analyst consensus | hold | buy |
| Avg. price target upside | +18.92% | +153.72% |
| Average volume | 124.08K | 1.09M |
| Shares outstanding | 10.38M | 866.69M |
| Employees | 2,314 | 29,136 |
| Sector | Financial Services | Financial Services |
| Industry | Credit Services | Credit Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Credit Acceptance is about 6.5 times larger than Lufax by market value ($5.53B vs $850.57M).
- CACC has outperformed LU by 81.9 percentage points over the past year.
About Credit Acceptance
CACC stock →Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers.
Financial Services · Credit Services · 2,314 employees
About Lufax
LU stock →Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in the People's Republic of China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans.
Financial Services · Credit Services · 29,136 employees
CACC vs LU FAQ
Which is bigger, Credit Acceptance or Lufax?
Credit Acceptance (CACC) is larger, with a market capitalization of $5.53B compared with $850.57M for Lufax (LU).
Which stock has performed better over the past year, CACC or LU?
CACC returned +8.03% over the past 12 months, compared with -73.90% for LU (price return, excluding dividends). Past performance does not predict future results.
Are Credit Acceptance and Lufax in the same industry?
Yes. Both are classified in the Credit Services industry within the Financial Services sector.