Assurant (AIZ) vs Horace Mann Educators (HMN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Assurant (AIZ) has outperformed Horace Mann Educators (HMN) over the past year, gaining 24.4% versus a gain of 3.1%. Over five years, AIZ leads with a +67.9% price change compared with +15.4% for HMN. Assurant is the larger company by market cap ($13.14 billion vs $1.84 billion), about 7.1 times the size.
On valuation, Horace Mann Educators trades at a lower forward P/E (8.5x vs 11.4x for Assurant). Horace Mann Educators offers the higher dividend yield (3.12% vs 1.29%). Horace Mann Educators converts more of its revenue into profit, with a net margin of 9.5% versus 6.8%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | AIZ | HMN |
|---|---|---|
| Share price | $266.41 | $45.55 |
| Market cap | $13.14B | $1.84B |
| 1-day change | -2.36% | -0.76% |
| YTD return | +13.29% | -0.61% |
| 1-year return | +24.45% | +3.15% |
| 5-year return | +67.93% | +15.44% |
| P/E ratio (TTM) | 12.75 | 10.64 |
| Forward P/E | 11.37 | 8.47 |
| EPS (TTM) | $20.89 | $4.28 |
| Dividend yield | 1.29% | 3.12% |
| Annual dividend | $3.44 | $1.42 |
| Revenue (latest FY) | $12.81B | $1.70B |
| Revenue growth (YoY) | +7.89% | +6.66% |
| Net income (latest FY) | $872.70M | $162.10M |
| Net margin | 6.81% | 9.53% |
| 52-week high | $303.94 | $55.56 |
| 52-week low | $206.03 | $41.29 |
| Distance from 52-week high | -12.35% | -18.02% |
| Analyst consensus | strong_buy | buy |
| Avg. price target upside | +22.62% | +24.04% |
| Average volume | 366.94K | 287.29K |
| Shares outstanding | 49.32M | 40.50M |
| Employees | 14,800 | 1,800 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Assurant is about 7.1 times larger than Horace Mann Educators by market value ($13.14B vs $1.84B).
- AIZ has outperformed HMN by 21.3 percentage points over the past year.
- Horace Mann Educators offers a meaningfully higher dividend yield (3.12% vs 1.29%).
About Assurant
AIZ stock →Assurant, Inc. provides protection services to connected devices, homes, and automobiles in North America, Latin America, Europe, and the Asia Pacific.
Finance · Property-Casualty Insurers · 14,800 employees
About Horace Mann Educators
HMN stock →Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments.
Finance · Property-Casualty Insurers · 1,800 employees
AIZ vs HMN FAQ
Which is bigger, Assurant or Horace Mann Educators?
Assurant (AIZ) is larger, with a market capitalization of $13.14B compared with $1.84B for Horace Mann Educators (HMN).
Which stock has performed better over the past year, AIZ or HMN?
AIZ returned +24.45% over the past 12 months, compared with +3.15% for HMN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, AIZ or HMN?
HMN has the lower trailing P/E at 10.6, versus 12.8 for AIZ. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Assurant or Horace Mann Educators?
Horace Mann Educators has the higher yield at 3.12%, compared with 1.29% for Assurant.
Are Assurant and Horace Mann Educators in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.