Horace Mann Educators (HMN) vs Kemper (KMPR)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Horace Mann Educators (HMN) has outperformed Kemper (KMPR) over the past year, gaining 1.8% versus a loss of 47.2%. Over five years, HMN leads with a +13.4% price change compared with -60.3% for KMPR. Horace Mann Educators is the larger company by market cap ($1.83 billion vs $1.55 billion), about 1.2 times the size.
On valuation, Kemper trades at a lower forward P/E (6.2x vs 8.4x for Horace Mann Educators). Kemper offers the higher dividend yield (4.88% vs 3.15%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HMN | KMPR |
|---|---|---|
| Share price | $45.08 | $26.25 |
| Market cap | $1.83B | $1.55B |
| 1-day change | -0.94% | +0.69% |
| YTD return | -2.38% | -35.25% |
| 1-year return | +1.78% | -47.24% |
| 5-year return | +13.38% | -60.31% |
| P/E ratio (TTM) | 10.53 | — |
| Forward P/E | 8.38 | 6.21 |
| EPS (TTM) | $4.28 | $-8.36 |
| Dividend yield | 3.15% | 4.88% |
| Annual dividend | $1.42 | $1.28 |
| 52-week high | $55.56 | $50.52 |
| 52-week low | $41.29 | $22.69 |
| Distance from 52-week high | -18.86% | -48.04% |
| Analyst consensus | buy | none |
| Avg. price target upside | +25.33% | +38.40% |
| Average volume | 288.35K | 871.07K |
| Shares outstanding | 40.50M | 58.87M |
| Employees | 1,800 | 7,300 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- HMN has outperformed KMPR by 49.0 percentage points over the past year.
- Kemper offers a meaningfully higher dividend yield (4.88% vs 3.15%).
About Horace Mann Educators
HMN stock →Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments.
Finance · Property-Casualty Insurers · 1,800 employees
About Kemper
KMPR stock →Kemper Corporation, an insurance holding company, provides insurance products in the United States. It operates in two segments, Specialty Property & Casualty Insurance, and Life Insurance.
Finance · Property-Casualty Insurers · 7,300 employees
HMN vs KMPR FAQ
Which is bigger, Horace Mann Educators or Kemper?
Horace Mann Educators (HMN) is larger, with a market capitalization of $1.83B compared with $1.55B for Kemper (KMPR).
Which stock has performed better over the past year, HMN or KMPR?
HMN returned +1.78% over the past 12 months, compared with -47.24% for KMPR (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Horace Mann Educators or Kemper?
Kemper has the higher yield at 4.88%, compared with 3.15% for Horace Mann Educators.
Are Horace Mann Educators and Kemper in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.