Horace Mann Educators (HMN) vs Pelagos Insurance Capital (PLGO)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Pelagos Insurance Capital (PLGO) has outperformed Horace Mann Educators (HMN) over the past year, gaining 27.9% versus a gain of 1.8%. Pelagos Insurance Capital is the larger company by market cap ($2.01 billion vs $1.85 billion), about 1.1 times the size. On valuation, Pelagos Insurance Capital trades at a lower forward P/E (6.2x vs 8.5x for Horace Mann Educators).
Horace Mann Educators offers the higher dividend yield (3.10% vs 2.47%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HMN | PLGO |
|---|---|---|
| Share price | $45.78 | $24.31 |
| Market cap | $1.85B | $2.01B |
| 1-day change | +1.55% | +2.10% |
| YTD return | -2.38% | +21.67% |
| 1-year return | +1.78% | +27.94% |
| 5-year return | +13.38% | — |
| P/E ratio (TTM) | 10.70 | 5.97 |
| Forward P/E | 8.51 | 6.24 |
| EPS (TTM) | $4.28 | $4.07 |
| Dividend yield | 3.10% | 2.47% |
| Annual dividend | $1.42 | $0.60 |
| 52-week high | $55.56 | $26.34 |
| 52-week low | $41.29 | $17.58 |
| Distance from 52-week high | -17.60% | -7.71% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +23.42% | +3.54% |
| Average volume | 288.35K | 442.00K |
| Shares outstanding | 40.50M | 82.73M |
| Employees | 1,800 | 108 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PLGO has outperformed HMN by 26.2 percentage points over the past year.
- Horace Mann Educators trades at a higher earnings multiple (10.7x vs 6.0x trailing P/E).
About Horace Mann Educators
HMN stock →Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. It operates through three segments: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments.
Finance · Property-Casualty Insurers · 1,800 employees
About Pelagos Insurance Capital
PLGO stock →Pelagos Insurance Capital Limited provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in two segments: Insurance and Reinsurance.
Finance · Property-Casualty Insurers · 108 employees
HMN vs PLGO FAQ
Which is bigger, Horace Mann Educators or Pelagos Insurance Capital?
Pelagos Insurance Capital (PLGO) is larger, with a market capitalization of $2.01B compared with $1.85B for Horace Mann Educators (HMN).
Which stock has performed better over the past year, HMN or PLGO?
PLGO returned +27.94% over the past 12 months, compared with +1.78% for HMN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HMN or PLGO?
PLGO has the lower trailing P/E at 6.0, versus 10.7 for HMN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Horace Mann Educators or Pelagos Insurance Capital?
Horace Mann Educators has the higher yield at 3.10%, compared with 2.47% for Pelagos Insurance Capital.
Are Horace Mann Educators and Pelagos Insurance Capital in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.