MetaCap

Arthur J. Gallagher (AJG) vs XChange TEC.INC (XHG)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

XChange TEC.INC (XHG) has outperformed Arthur J. Gallagher (AJG) over the past year, gaining 76.9% versus a loss of 23.7%. Over five years, AJG leads with a +43.7% price change compared with -100.0% for XHG. Arthur J. Gallagher is the larger company by market cap ($59.65 billion vs $117.5 million), about 507.5 times the size.

On valuation, XChange TEC.INC trades at a lower trailing P/E (0.0x vs 38.6x for Arthur J. Gallagher). Arthur J. Gallagher pays a dividend yielding 1.16%, while XChange TEC.INC does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

AJG-23.75%XHG+76.92%
+270%+108%-55%
Oct 8, 20251 yearOct 8, 2026
AJG+50.36%XHG-100.00%
+134%+12%-111%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

AJG versus XHG key metrics
MetricAJGXHG
Share price$232.70$2.28
Market cap$59.65B$117.53M
1-day change-0.58%-0.87%
YTD return-9.56%+169.95%
1-year return-23.75%+76.92%
5-year return+43.69%-100.00%
P/E ratio (TTM)38.590.02
Forward P/E15.72—
EPS (TTM)$6.03$92.93
Dividend yield1.16%0.00%
Annual dividend$2.70$0.00
Revenue (latest FY)$13.94B—
Revenue growth (YoY)+20.66%—
Net income (latest FY)$1.49B—
Net margin10.72%—
52-week high$305.74$7.23
52-week low$190.75$0.65
Distance from 52-week high-23.89%-68.46%
Analyst consensusbuy—
Avg. price target upside+22.12%—
Average volume1.40M2.33M
Shares outstanding256.34M46.60M
Employees67,45630
SectorFinanceFinance
IndustrySpecialty InsurersSpecialty Insurers

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • Arthur J. Gallagher is about 507.5 times larger than XChange TEC.INC by market value ($59.65B vs $117.53M).
  • XHG has outperformed AJG by 100.7 percentage points over the past year.
  • Arthur J. Gallagher trades at a higher earnings multiple (38.6x vs 0.0x trailing P/E).
  • Arthur J. Gallagher offers a meaningfully higher dividend yield (1.16% vs 0.00%).

About Arthur J. Gallagher

AJG stock →

Arthur J. Gallagher & Co., together with its subsidiaries, provides insurance and reinsurance brokerage, consulting, and third-party property/casualty claims settlement and administration services to entities and individuals worldwide.

Finance · Specialty Insurers · 67,456 employees

About XChange TEC.INC

XHG stock →

XChange TEC.INC, together with its subsidiaries, engages in the insurance agency and insurance technology businesses primarily to individual end consumers in the People's Republic of China and Hong Kong. The company offers various insurance products underwritten by insurance companies, including industry state-owned property and casualty insurance companies, as well as certain regional property and casualty insurance companies.

Finance · Specialty Insurers · 30 employees

AJG vs XHG FAQ

Which is bigger, Arthur J. Gallagher or XChange TEC.INC?

Arthur J. Gallagher (AJG) is larger, with a market capitalization of $59.65B compared with $117.53M for XChange TEC.INC (XHG).

Which stock has performed better over the past year, AJG or XHG?

XHG returned +76.92% over the past 12 months, compared with -23.75% for AJG (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, AJG or XHG?

XHG has the lower trailing P/E at 0.0, versus 38.6 for AJG. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Arthur J. Gallagher or XChange TEC.INC?

Arthur J. Gallagher pays a dividend yielding 1.16%, while XChange TEC.INC does not currently pay a regular dividend.

Are Arthur J. Gallagher and XChange TEC.INC in the same industry?

Yes. Both are classified in the Specialty Insurers industry within the Finance sector.

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