MetaCap

Roadzen (RDZN) vs XChange TEC.INC (XHG)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

XChange TEC.INC (XHG) has outperformed Roadzen (RDZN) over the past year, gaining 76.9% versus a loss of 16.4%. XChange TEC.INC is the larger company by market cap ($117.5 million vs $96.2 million), about 1.2 times the size. On valuation, XChange TEC.INC trades at a lower trailing P/E (0.0x vs 5.1x for Roadzen).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

RDZN-16.42%XHG+76.92%
+270%+108%-55%
Oct 8, 20251 yearOct 8, 2026
RDZN-88.65%XHG-99.99%
+48%-30%-107%
Jan 10, 20225 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

RDZN versus XHG key metrics
MetricRDZNXHG
Share price$1.13$2.28
Market cap$96.24M$117.53M
1-day change+0.89%-0.87%
YTD return-53.53%+169.95%
1-year return-16.42%+76.92%
5-year return—-100.00%
P/E ratio (TTM)5.140.02
Forward P/E10.27—
EPS (TTM)$0.22$92.93
Dividend yield0.00%0.00%
Annual dividend$0.00$0.00
52-week high$2.56$7.23
52-week low$0.99$0.65
Distance from 52-week high-55.86%-68.46%
Analyst consensusnone—
Avg. price target upside+342.48%—
Average volume332.54K2.33M
Shares outstanding85.17M46.60M
Employees45830
SectorFinanceFinance
IndustrySpecialty InsurersSpecialty Insurers

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • XHG has outperformed RDZN by 93.3 percentage points over the past year.
  • Roadzen trades at a higher earnings multiple (5.1x vs 0.0x trailing P/E).

About Roadzen

RDZN stock →

Roadzen, Inc. operates an Insurtech company in India, the United States, the United Kingdom, and Europe.

Finance · Specialty Insurers · 458 employees

About XChange TEC.INC

XHG stock →

XChange TEC.INC, together with its subsidiaries, engages in the insurance agency and insurance technology businesses primarily to individual end consumers in the People's Republic of China and Hong Kong. The company offers various insurance products underwritten by insurance companies, including industry state-owned property and casualty insurance companies, as well as certain regional property and casualty insurance companies.

Finance · Specialty Insurers · 30 employees

RDZN vs XHG FAQ

Which is bigger, Roadzen or XChange TEC.INC?

XChange TEC.INC (XHG) is larger, with a market capitalization of $117.53M compared with $96.24M for Roadzen (RDZN).

Which stock has performed better over the past year, RDZN or XHG?

XHG returned +76.92% over the past 12 months, compared with -16.42% for RDZN (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, RDZN or XHG?

XHG has the lower trailing P/E at 0.0, versus 5.1 for RDZN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Are Roadzen and XChange TEC.INC in the same industry?

Yes. Both are classified in the Specialty Insurers industry within the Finance sector.

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