MetaCap

AMERISAFE (AMSF) vs Kingstone Companies (KINS)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Kingstone Companies (KINS) has outperformed AMERISAFE (AMSF) over the past year, gaining 28.9% versus a loss of 42.3%. Over five years, KINS leads with a +203.6% price change compared with -57.8% for AMSF. AMERISAFE is the larger company by market cap ($455.8 million vs $274.5 million), about 1.7 times the size.

On valuation, Kingstone Companies trades at a lower forward P/E (6.5x vs 12.2x for AMERISAFE). AMERISAFE offers the higher dividend yield (6.51% vs 1.05%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

AMSF-42.32%KINS+28.94%
+49%-0%-49%
Oct 7, 20251 yearOct 7, 2026
AMSF-58.19%KINS+183.23%
+246%+72%-102%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

AMSF versus KINS key metrics
MetricAMSFKINS
Share price$24.59$18.97
Market cap$455.80M$274.54M
1-day change+1.24%+2.07%
YTD return-36.76%+10.40%
1-year return-42.32%+28.94%
5-year return-57.76%+203.59%
P/E ratio (TTM)9.927.71
Forward P/E12.196.54
EPS (TTM)$2.48$2.46
Dividend yield6.51%1.05%
Annual dividend$1.60$0.20
52-week high$42.22$20.90
52-week low$23.20$13.83
Distance from 52-week high-41.76%-9.26%
Analyst consensusnonenone
Avg. price target upside+45.06%+26.55%
Average volume434.40K98.07K
Shares outstanding18.54M14.48M
Employees—113
SectorFinanceFinance
IndustryProperty-Casualty InsurersProperty-Casualty Insurers

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • KINS has outperformed AMSF by 71.3 percentage points over the past year.
  • AMERISAFE trades at a higher earnings multiple (9.9x vs 7.7x trailing P/E).
  • AMERISAFE offers a meaningfully higher dividend yield (6.51% vs 1.05%).

About AMERISAFE

AMSF stock →

AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. The company provides benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses.

Finance · Property-Casualty Insurers

About Kingstone Companies

KINS stock →

Kingstone Companies, Inc., through its subsidiary, Kingstone Insurance Company, provides property and casualty insurance products in the United States. The company offers personal line of insurance products, such as homeowners, dwelling fire, cooperative/condominiums, renters, and personal umbrella policies; and commercial auto insurance products.

Finance · Property-Casualty Insurers · 113 employees

AMSF vs KINS FAQ

Which is bigger, AMERISAFE or Kingstone Companies?

AMERISAFE (AMSF) is larger, with a market capitalization of $455.80M compared with $274.54M for Kingstone Companies (KINS).

Which stock has performed better over the past year, AMSF or KINS?

KINS returned +28.94% over the past 12 months, compared with -42.32% for AMSF (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, AMSF or KINS?

KINS has the lower trailing P/E at 7.7, versus 9.9 for AMSF. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, AMERISAFE or Kingstone Companies?

AMERISAFE has the higher yield at 6.51%, compared with 1.05% for Kingstone Companies.

Are AMERISAFE and Kingstone Companies in the same industry?

Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.

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