Amerant Bancorp (AMTB) vs Heritage Financial (HFWA)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Amerant Bancorp (AMTB) has outperformed Heritage Financial (HFWA) over the past year, gaining 51.4% versus a gain of 15.3%. Over five years, AMTB leads with a +10.1% price change compared with +9.5% for HFWA. Amerant Bancorp is the larger company by market cap ($1.13 billion vs $1.11 billion), about 1.0 times the size.
On valuation, Amerant Bancorp trades at a lower forward P/E (10.2x vs 10.3x for Heritage Financial). Heritage Financial offers the higher dividend yield (3.53% vs 1.25%). Heritage Financial converts more of its revenue into profit, with a net margin of 27.4% versus 11.9%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | AMTB | HFWA |
|---|---|---|
| Share price | $28.77 | $27.16 |
| Market cap | $1.13B | $1.11B |
| 1-day change | -0.90% | -1.49% |
| YTD return | +47.46% | +14.84% |
| 1-year return | +51.42% | +15.33% |
| 5-year return | +10.06% | +9.52% |
| P/E ratio (TTM) | 20.70 | 12.93 |
| Forward P/E | 10.19 | 10.31 |
| EPS (TTM) | $1.39 | $2.10 |
| Dividend yield | 1.25% | 3.53% |
| Annual dividend | $0.36 | $0.96 |
| Revenue (latest FY) | $439.30M | $246.14M |
| Revenue growth (YoY) | +30.80% | +13.51% |
| Net income (latest FY) | $52.42M | $67.53M |
| Net margin | 11.93% | 27.44% |
| 52-week high | $30.60 | $31.25 |
| 52-week low | $15.62 | $21.32 |
| Distance from 52-week high | -5.98% | -13.09% |
| Analyst consensus | none | buy |
| Avg. price target upside | +10.81% | +19.29% |
| Average volume | 376.81K | 404.05K |
| Shares outstanding | 39.19M | 40.92M |
| Employees | 704 | 976 |
| Sector | Finance | Finance |
| Industry | Major Banks | Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- AMTB has outperformed HFWA by 36.1 percentage points over the past year.
- Amerant Bancorp trades at a higher earnings multiple (20.7x vs 12.9x trailing P/E).
- Heritage Financial offers a meaningfully higher dividend yield (3.53% vs 1.25%).
- Heritage Financial is more profitable, keeping 27.4 cents of every revenue dollar as net income versus 11.9 cents for Amerant Bancorp.
- Amerant Bancorp grew revenue faster in its latest fiscal year (+30.80% vs +13.51%).
About Amerant Bancorp
AMTB stock →Amerant Bancorp Inc. operates as the bank holding company for Amerant Bank, N.A.
Finance · Major Banks · 704 employees
About Heritage Financial
HFWA stock →Heritage Financial Corporation operates as the bank holding company for Heritage Bank that provides various financial services to small and medium sized businesses and its owners in the United States. It accepts various deposit products, such as noninterest demand deposits, interest bearing demand deposits, money market accounts, savings accounts, personal checking accounts, and certificates of deposit.
Finance · Banks · 976 employees
AMTB vs HFWA FAQ
Which is bigger, Amerant Bancorp or Heritage Financial?
Amerant Bancorp (AMTB) is larger, with a market capitalization of $1.13B compared with $1.11B for Heritage Financial (HFWA).
Which stock has performed better over the past year, AMTB or HFWA?
AMTB returned +51.42% over the past 12 months, compared with +15.33% for HFWA (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, AMTB or HFWA?
HFWA has the lower trailing P/E at 12.9, versus 20.7 for AMTB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Amerant Bancorp or Heritage Financial?
Heritage Financial has the higher yield at 3.53%, compared with 1.25% for Amerant Bancorp.
Are Amerant Bancorp and Heritage Financial in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for Amerant Bancorp and Banks for Heritage Financial.