Heritage Financial (HFWA) vs Univest Financial (UVSP)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Univest Financial (UVSP) has outperformed Heritage Financial (HFWA) over the past year, gaining 38.3% versus a gain of 15.5%. Over five years, UVSP leads with a +45.5% price change compared with +11.2% for HFWA. Univest Financial is the larger company by market cap ($1.14 billion vs $1.13 billion), about 1.0 times the size.
On valuation, Univest Financial trades at a lower forward P/E (10.4x vs 10.5x for Heritage Financial). Heritage Financial offers the higher dividend yield (3.48% vs 2.18%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HFWA | UVSP |
|---|---|---|
| Share price | $27.57 | $41.26 |
| Market cap | $1.13B | $1.14B |
| 1-day change | +1.21% | +0.90% |
| YTD return | +16.58% | +26.02% |
| 1-year return | +15.45% | +38.32% |
| 5-year return | +11.17% | +45.49% |
| P/E ratio (TTM) | 13.13 | 11.92 |
| Forward P/E | 10.46 | 10.42 |
| EPS (TTM) | $2.10 | $3.46 |
| Dividend yield | 3.48% | 2.18% |
| Annual dividend | $0.96 | $0.90 |
| 52-week high | $31.25 | $45.46 |
| 52-week low | $21.32 | $28.04 |
| Distance from 52-week high | -11.78% | -9.24% |
| Analyst consensus | buy | none |
| Avg. price target upside | +17.52% | +10.28% |
| Average volume | 404.22K | 234.67K |
| Shares outstanding | 40.92M | 27.58M |
| Employees | 976 | — |
| Sector | Finance | Finance |
| Industry | Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- UVSP has outperformed HFWA by 22.9 percentage points over the past year.
- Heritage Financial offers a meaningfully higher dividend yield (3.48% vs 2.18%).
About Heritage Financial
HFWA stock →Heritage Financial Corporation operates as the bank holding company for Heritage Bank that provides various financial services to small and medium sized businesses and its owners in the United States. It accepts various deposit products, such as noninterest demand deposits, interest bearing demand deposits, money market accounts, savings accounts, personal checking accounts, and certificates of deposit.
Finance · Banks · 976 employees
About Univest Financial
UVSP stock →Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking services in the United States.
Finance · Major Banks
HFWA vs UVSP FAQ
Which is bigger, Heritage Financial or Univest Financial?
Univest Financial (UVSP) is larger, with a market capitalization of $1.14B compared with $1.13B for Heritage Financial (HFWA).
Which stock has performed better over the past year, HFWA or UVSP?
UVSP returned +38.32% over the past 12 months, compared with +15.45% for HFWA (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HFWA or UVSP?
UVSP has the lower trailing P/E at 11.9, versus 13.1 for HFWA. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Heritage Financial or Univest Financial?
Heritage Financial has the higher yield at 3.48%, compared with 2.18% for Univest Financial.
Are Heritage Financial and Univest Financial in the same industry?
Both are in the Finance sector, but in different industries: Banks for Heritage Financial and Major Banks for Univest Financial.