Heritage Financial (HFWA) vs Metropolitan Bank (MCB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Metropolitan Bank (MCB) has outperformed Heritage Financial (HFWA) over the past year, gaining 15.9% versus a gain of 13.4%. Over five years, HFWA leads with a +11.2% price change compared with -0.2% for MCB. Heritage Financial is the larger company by market cap ($1.13 billion vs $1.08 billion), about 1.0 times the size.
On valuation, Metropolitan Bank trades at a lower forward P/E (7.8x vs 10.5x for Heritage Financial). Heritage Financial offers the higher dividend yield (3.48% vs 0.86%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HFWA | MCB |
|---|---|---|
| Share price | $27.57 | $87.49 |
| Market cap | $1.13B | $1.08B |
| 1-day change | +1.21% | +0.51% |
| YTD return | +15.18% | +14.58% |
| 1-year return | +13.36% | +15.90% |
| 5-year return | +11.17% | -0.18% |
| P/E ratio (TTM) | 13.13 | 11.22 |
| Forward P/E | 10.46 | 7.79 |
| EPS (TTM) | $2.10 | $7.80 |
| Dividend yield | 3.48% | 0.86% |
| Annual dividend | $0.96 | $0.75 |
| 52-week high | $31.25 | $102.04 |
| 52-week low | $21.32 | $64.66 |
| Distance from 52-week high | -11.78% | -14.26% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +17.52% | +20.39% |
| Average volume | 404.22K | 131.13K |
| Shares outstanding | 40.92M | 12.40M |
| Employees | 976 | 326 |
| Sector | Finance | Finance |
| Industry | Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Heritage Financial offers a meaningfully higher dividend yield (3.48% vs 0.86%).
About Heritage Financial
HFWA stock →Heritage Financial Corporation operates as the bank holding company for Heritage Bank that provides various financial services to small and medium sized businesses and its owners in the United States. It accepts various deposit products, such as noninterest demand deposits, interest bearing demand deposits, money market accounts, savings accounts, personal checking accounts, and certificates of deposit.
Finance · Banks · 976 employees
About Metropolitan Bank
MCB stock →Metropolitan Bank Holding Corp. operates as the bank holding company for Metropolitan Commercial Bank that provides a range of business, commercial, and retail banking products and services.
Finance · Major Banks · 326 employees
HFWA vs MCB FAQ
Which is bigger, Heritage Financial or Metropolitan Bank?
Heritage Financial (HFWA) is larger, with a market capitalization of $1.13B compared with $1.08B for Metropolitan Bank (MCB).
Which stock has performed better over the past year, HFWA or MCB?
MCB returned +15.90% over the past 12 months, compared with +13.36% for HFWA (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HFWA or MCB?
MCB has the lower trailing P/E at 11.2, versus 13.1 for HFWA. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Heritage Financial or Metropolitan Bank?
Heritage Financial has the higher yield at 3.48%, compared with 0.86% for Metropolitan Bank.
Are Heritage Financial and Metropolitan Bank in the same industry?
Both are in the Finance sector, but in different industries: Banks for Heritage Financial and Major Banks for Metropolitan Bank.