AmeriServ Financial (ASRV) vs Catalyst Bancorp (CLST)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
AmeriServ Financial (ASRV) has outperformed Catalyst Bancorp (CLST) over the past year, gaining 48.3% versus a gain of 27.4%. Over five years, CLST leads with a +22.0% price change compared with +16.5% for ASRV. AmeriServ Financial is the larger company by market cap ($75.6 million vs $68.4 million), about 1.1 times the size.
On valuation, AmeriServ Financial trades at a lower trailing P/E (8.7x vs 30.3x for Catalyst Bancorp). AmeriServ Financial pays a dividend yielding 2.70%, while Catalyst Bancorp does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ASRV | CLST |
|---|---|---|
| Share price | $4.45 | $16.95 |
| Market cap | $75.56M | $68.37M |
| 1-day change | -0.67% | -0.59% |
| YTD return | +39.50% | +7.62% |
| 1-year return | +48.33% | +27.44% |
| 5-year return | +16.49% | +22.03% |
| P/E ratio (TTM) | 8.73 | 30.27 |
| EPS (TTM) | $0.51 | $0.56 |
| Dividend yield | 2.70% | 0.00% |
| Annual dividend | $0.12 | $0.00 |
| 52-week high | $5.38 | $20.50 |
| 52-week low | $2.86 | $13.20 |
| Distance from 52-week high | -17.29% | -17.32% |
| Average volume | 19.29K | 2.71K |
| Shares outstanding | 16.98M | 4.03M |
| Employees | 297 | 49 |
| Sector | Finance | Finance |
| Industry | Major Banks | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- ASRV has outperformed CLST by 20.9 percentage points over the past year.
- Catalyst Bancorp trades at a higher earnings multiple (30.3x vs 8.7x trailing P/E).
- AmeriServ Financial offers a meaningfully higher dividend yield (2.70% vs 0.00%).
About AmeriServ Financial
ASRV stock →AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States.
Finance · Major Banks · 297 employees
About Catalyst Bancorp
CLST stock →Catalyst Bancorp, Inc. operates as a holding company for Catalyst Bank that provides various banking products and services to individuals and businesses in Louisiana.
Finance · Savings Institutions · 49 employees
ASRV vs CLST FAQ
Which is bigger, AmeriServ Financial or Catalyst Bancorp?
AmeriServ Financial (ASRV) is larger, with a market capitalization of $75.56M compared with $68.37M for Catalyst Bancorp (CLST).
Which stock has performed better over the past year, ASRV or CLST?
ASRV returned +48.33% over the past 12 months, compared with +27.44% for CLST (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ASRV or CLST?
ASRV has the lower trailing P/E at 8.7, versus 30.3 for CLST. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, AmeriServ Financial or Catalyst Bancorp?
AmeriServ Financial pays a dividend yielding 2.70%, while Catalyst Bancorp does not currently pay a regular dividend.
Are AmeriServ Financial and Catalyst Bancorp in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for AmeriServ Financial and Savings Institutions for Catalyst Bancorp.