AmeriServ Financial (ASRV) vs First US Bancshares (FUSB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
AmeriServ Financial (ASRV) has outperformed First US Bancshares (FUSB) over the past year, gaining 43.9% versus a gain of 33.0%. Over five years, FUSB leads with a +56.2% price change compared with +14.9% for ASRV. First US Bancshares is the larger company by market cap ($90.3 million vs $74.5 million), about 1.2 times the size.
On valuation, AmeriServ Financial trades at a lower trailing P/E (8.6x vs 12.4x for First US Bancshares). AmeriServ Financial offers the higher dividend yield (2.73% vs 1.71%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ASRV | FUSB |
|---|---|---|
| Share price | $4.39 | $16.40 |
| Market cap | $74.54M | $90.28M |
| 1-day change | -1.35% | -0.73% |
| YTD return | +37.62% | +17.39% |
| 1-year return | +43.93% | +33.01% |
| 5-year return | +14.92% | +56.19% |
| P/E ratio (TTM) | 8.61 | 12.42 |
| EPS (TTM) | $0.51 | $1.32 |
| Dividend yield | 2.73% | 1.71% |
| Annual dividend | $0.12 | $0.28 |
| 52-week high | $5.38 | $16.99 |
| 52-week low | $2.86 | $12.15 |
| Distance from 52-week high | -18.40% | -3.47% |
| Average volume | 19.39K | 16.55K |
| Shares outstanding | 16.98M | 5.50M |
| Employees | 297 | 152 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- ASRV has outperformed FUSB by 10.9 percentage points over the past year.
- First US Bancshares trades at a higher earnings multiple (12.4x vs 8.6x trailing P/E).
- AmeriServ Financial offers a meaningfully higher dividend yield (2.73% vs 1.71%).
About AmeriServ Financial
ASRV stock →AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States.
Finance · Major Banks · 297 employees
About First US Bancshares
FUSB stock →First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services in the United States.
Finance · Major Banks · 152 employees
ASRV vs FUSB FAQ
Which is bigger, AmeriServ Financial or First US Bancshares?
First US Bancshares (FUSB) is larger, with a market capitalization of $90.28M compared with $74.54M for AmeriServ Financial (ASRV).
Which stock has performed better over the past year, ASRV or FUSB?
ASRV returned +43.93% over the past 12 months, compared with +33.01% for FUSB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ASRV or FUSB?
ASRV has the lower trailing P/E at 8.6, versus 12.4 for FUSB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, AmeriServ Financial or First US Bancshares?
AmeriServ Financial has the higher yield at 2.73%, compared with 1.71% for First US Bancshares.
Are AmeriServ Financial and First US Bancshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.