AmeriServ Financial (ASRV) vs Pathfinder Bancorp (PBHC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
AmeriServ Financial (ASRV) has outperformed Pathfinder Bancorp (PBHC) over the past year, gaining 43.9% versus a gain of 11.1%. Over five years, ASRV leads with a +14.9% price change compared with +4.7% for PBHC. Pathfinder Bancorp is the larger company by market cap ($106.5 million vs $74.5 million), about 1.4 times the size.
On valuation, AmeriServ Financial trades at a lower trailing P/E (8.8x vs 1696.0x for Pathfinder Bancorp). AmeriServ Financial offers the higher dividend yield (2.73% vs 2.36%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ASRV | PBHC |
|---|---|---|
| Share price | $4.39 | $16.96 |
| Market cap | $74.54M | $106.49M |
| 1-day change | -1.35% | -3.09% |
| YTD return | +37.62% | +20.20% |
| 1-year return | +43.93% | +11.14% |
| 5-year return | +14.92% | +4.69% |
| P/E ratio (TTM) | 8.78 | — |
| EPS (TTM) | $0.50 | $0.01 |
| Dividend yield | 2.73% | 2.36% |
| Annual dividend | $0.12 | $0.40 |
| 52-week high | $5.38 | $18.30 |
| 52-week low | $2.86 | $12.06 |
| Distance from 52-week high | -18.40% | -7.32% |
| Average volume | 19.34K | 7.77K |
| Shares outstanding | 16.98M | 4.90M |
| Employees | 297 | — |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- ASRV has outperformed PBHC by 32.8 percentage points over the past year.
About AmeriServ Financial
ASRV stock →AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States.
Finance · Major Banks · 297 employees
About Pathfinder Bancorp
PBHC stock →Pathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in the United States.
Finance · Major Banks
ASRV vs PBHC FAQ
Which is bigger, AmeriServ Financial or Pathfinder Bancorp?
Pathfinder Bancorp (PBHC) is larger, with a market capitalization of $106.49M compared with $74.54M for AmeriServ Financial (ASRV).
Which stock has performed better over the past year, ASRV or PBHC?
ASRV returned +43.93% over the past 12 months, compared with +11.14% for PBHC (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, AmeriServ Financial or Pathfinder Bancorp?
AmeriServ Financial has the higher yield at 2.73%, compared with 2.36% for Pathfinder Bancorp.
Are AmeriServ Financial and Pathfinder Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.