AmeriServ Financial (ASRV) vs Central Plains Bancshares (CPBI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
AmeriServ Financial (ASRV) has outperformed Central Plains Bancshares (CPBI) over the past year, gaining 48.3% versus a gain of 22.2%. Central Plains Bancshares is the larger company by market cap ($77.1 million vs $75.6 million), about 1.0 times the size. On valuation, AmeriServ Financial trades at a lower trailing P/E (8.7x vs 16.8x for Central Plains Bancshares).
AmeriServ Financial pays a dividend yielding 2.70%, while Central Plains Bancshares does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ASRV | CPBI |
|---|---|---|
| Share price | $4.45 | $19.82 |
| Market cap | $75.56M | $77.08M |
| 1-day change | 0.00% | -0.88% |
| YTD return | +39.50% | +18.20% |
| 1-year return | +48.33% | +22.17% |
| 5-year return | +16.49% | — |
| P/E ratio (TTM) | 8.73 | 16.80 |
| EPS (TTM) | $0.51 | $1.18 |
| Dividend yield | 2.70% | 0.00% |
| Annual dividend | $0.12 | $0.00 |
| 52-week high | $5.38 | $21.84 |
| 52-week low | $2.86 | $15.56 |
| Distance from 52-week high | -17.29% | -9.21% |
| Average volume | 19.34K | 2.94K |
| Shares outstanding | 16.98M | 3.89M |
| Employees | 297 | 68 |
| Sector | Finance | Finance |
| Industry | Major Banks | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- ASRV has outperformed CPBI by 26.2 percentage points over the past year.
- Central Plains Bancshares trades at a higher earnings multiple (16.8x vs 8.7x trailing P/E).
- AmeriServ Financial offers a meaningfully higher dividend yield (2.70% vs 0.00%).
About AmeriServ Financial
ASRV stock →AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States.
Finance · Major Banks · 297 employees
About Central Plains Bancshares
CPBI stock →Central Plains Bancshares, Inc. operates as the bank holding company for Home Federal Savings and Loan Association of Grand Island that operates as a federally chartered stock savings and loan association in Nebraska, the United States.
Finance · Savings Institutions · 68 employees
ASRV vs CPBI FAQ
Which is bigger, AmeriServ Financial or Central Plains Bancshares?
Central Plains Bancshares (CPBI) is larger, with a market capitalization of $77.08M compared with $75.56M for AmeriServ Financial (ASRV).
Which stock has performed better over the past year, ASRV or CPBI?
ASRV returned +48.33% over the past 12 months, compared with +22.17% for CPBI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ASRV or CPBI?
ASRV has the lower trailing P/E at 8.7, versus 16.8 for CPBI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, AmeriServ Financial or Central Plains Bancshares?
AmeriServ Financial pays a dividend yielding 2.70%, while Central Plains Bancshares does not currently pay a regular dividend.
Are AmeriServ Financial and Central Plains Bancshares in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for AmeriServ Financial and Savings Institutions for Central Plains Bancshares.