AmeriServ Financial (ASRV) vs Home Federal Bancorp of Louisiana (HFBL)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Home Federal Bancorp of Louisiana (HFBL) has outperformed AmeriServ Financial (ASRV) over the past year, gaining 69.2% versus a gain of 48.3%. Over five years, HFBL leads with a +30.6% price change compared with +16.5% for ASRV. AmeriServ Financial is the larger company by market cap ($75.6 million vs $73.2 million), about 1.0 times the size.
On valuation, AmeriServ Financial trades at a lower trailing P/E (8.7x vs 12.0x for Home Federal Bancorp of Louisiana). AmeriServ Financial offers the higher dividend yield (2.70% vs 2.24%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ASRV | HFBL |
|---|---|---|
| Share price | $4.45 | $24.16 |
| Market cap | $75.56M | $73.22M |
| 1-day change | -0.67% | 0.00% |
| YTD return | +39.50% | +34.22% |
| 1-year return | +48.33% | +69.19% |
| 5-year return | +16.49% | +30.59% |
| P/E ratio (TTM) | 8.73 | 11.96 |
| EPS (TTM) | $0.51 | $2.02 |
| Dividend yield | 2.70% | 2.24% |
| Annual dividend | $0.12 | $0.54 |
| 52-week high | $5.38 | $28.00 |
| 52-week low | $2.86 | $14.00 |
| Distance from 52-week high | -17.29% | -13.71% |
| Average volume | 19.34K | 2.10K |
| Shares outstanding | 16.98M | 3.03M |
| Employees | 297 | 72 |
| Sector | Finance | Finance |
| Industry | Major Banks | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- HFBL has outperformed ASRV by 20.9 percentage points over the past year.
- Home Federal Bancorp of Louisiana trades at a higher earnings multiple (12.0x vs 8.7x trailing P/E).
About AmeriServ Financial
ASRV stock →AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States.
Finance · Major Banks · 297 employees
About Home Federal Bancorp of Louisiana
HFBL stock →Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank that provides various financial services to individuals, corporate entities, and other organizations in Louisiana.
Finance · Savings Institutions · 72 employees
ASRV vs HFBL FAQ
Which is bigger, AmeriServ Financial or Home Federal Bancorp of Louisiana?
AmeriServ Financial (ASRV) is larger, with a market capitalization of $75.56M compared with $73.22M for Home Federal Bancorp of Louisiana (HFBL).
Which stock has performed better over the past year, ASRV or HFBL?
HFBL returned +69.19% over the past 12 months, compared with +48.33% for ASRV (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ASRV or HFBL?
ASRV has the lower trailing P/E at 8.7, versus 12.0 for HFBL. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, AmeriServ Financial or Home Federal Bancorp of Louisiana?
AmeriServ Financial has the higher yield at 2.70%, compared with 2.24% for Home Federal Bancorp of Louisiana.
Are AmeriServ Financial and Home Federal Bancorp of Louisiana in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for AmeriServ Financial and Savings Institutions for Home Federal Bancorp of Louisiana.