AmeriServ Financial (ASRV) vs Kentucky First Federal Bancorp (KFFB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Kentucky First Federal Bancorp (KFFB) has outperformed AmeriServ Financial (ASRV) over the past year, gaining 50.1% versus a gain of 48.3%. Over five years, ASRV leads with a +16.5% price change compared with -17.3% for KFFB. AmeriServ Financial is the larger company by market cap ($75.6 million vs $46.9 million), about 1.6 times the size.
On valuation, AmeriServ Financial trades at a lower trailing P/E (8.7x vs 24.2x for Kentucky First Federal Bancorp). AmeriServ Financial pays a dividend yielding 2.70%, while Kentucky First Federal Bancorp does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ASRV | KFFB |
|---|---|---|
| Share price | $4.45 | $5.80 |
| Market cap | $75.58M | $46.90M |
| 1-day change | +0.03% | -3.17% |
| YTD return | +39.50% | +28.82% |
| 1-year return | +48.33% | +50.13% |
| 5-year return | +16.49% | -17.27% |
| P/E ratio (TTM) | 8.73 | 24.17 |
| EPS (TTM) | $0.51 | $0.24 |
| Dividend yield | 2.70% | 3.34% |
| Annual dividend | $0.12 | $0.00 |
| 52-week high | $5.38 | $6.46 |
| 52-week low | $2.86 | $2.97 |
| Distance from 52-week high | -17.26% | -10.22% |
| Average volume | 19.34K | 7.13K |
| Shares outstanding | 16.98M | 8.09M |
| Employees | 297 | 57 |
| Sector | Finance | Finance |
| Industry | Major Banks | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Kentucky First Federal Bancorp trades at a higher earnings multiple (24.2x vs 8.7x trailing P/E).
About AmeriServ Financial
ASRV stock →AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States.
Finance · Major Banks · 297 employees
About Kentucky First Federal Bancorp
KFFB stock →Kentucky First Federal Bancorp operates as the holding company for First Federal Savings and Loan Association of Hazard, Kentucky, and Frankfort First Bancorp, Inc. that provides various banking products and services in Kentucky.
Finance · Savings Institutions · 57 employees
ASRV vs KFFB FAQ
Which is bigger, AmeriServ Financial or Kentucky First Federal Bancorp?
AmeriServ Financial (ASRV) is larger, with a market capitalization of $75.58M compared with $46.90M for Kentucky First Federal Bancorp (KFFB).
Which stock has performed better over the past year, ASRV or KFFB?
KFFB returned +50.13% over the past 12 months, compared with +48.33% for ASRV (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ASRV or KFFB?
ASRV has the lower trailing P/E at 8.7, versus 24.2 for KFFB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, AmeriServ Financial or Kentucky First Federal Bancorp?
Kentucky First Federal Bancorp has the higher yield at 3.34%, compared with 2.70% for AmeriServ Financial.
Are AmeriServ Financial and Kentucky First Federal Bancorp in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for AmeriServ Financial and Savings Institutions for Kentucky First Federal Bancorp.