AmeriServ Financial (ASRV) vs Texas Community Bancshares (TCBS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
AmeriServ Financial (ASRV) has outperformed Texas Community Bancshares (TCBS) over the past year, gaining 48.3% versus a gain of 5.5%. Over five years, ASRV leads with a +16.5% price change compared with +10.9% for TCBS. AmeriServ Financial is the larger company by market cap ($76.1 million vs $48.8 million), about 1.6 times the size.
On valuation, AmeriServ Financial trades at a lower trailing P/E (8.8x vs 14.0x for Texas Community Bancshares). AmeriServ Financial offers the higher dividend yield (2.68% vs 1.18%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ASRV | TCBS |
|---|---|---|
| Share price | $4.48 | $17.00 |
| Market cap | $76.07M | $48.84M |
| 1-day change | +0.67% | 0.00% |
| YTD return | +39.50% | -5.40% |
| 1-year return | +48.33% | +5.50% |
| 5-year return | +16.49% | +10.89% |
| P/E ratio (TTM) | 8.78 | 14.05 |
| EPS (TTM) | $0.51 | $1.21 |
| Dividend yield | 2.68% | 1.18% |
| Annual dividend | $0.12 | $0.20 |
| 52-week high | $5.38 | $20.00 |
| 52-week low | $2.86 | $15.72 |
| Distance from 52-week high | -16.73% | -15.00% |
| Average volume | 19.34K | 1.50K |
| Shares outstanding | 16.98M | 2.87M |
| Employees | 297 | 61 |
| Sector | Finance | Finance |
| Industry | Major Banks | Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- ASRV has outperformed TCBS by 42.8 percentage points over the past year.
- Texas Community Bancshares trades at a higher earnings multiple (14.0x vs 8.8x trailing P/E).
- AmeriServ Financial offers a meaningfully higher dividend yield (2.68% vs 1.18%).
About AmeriServ Financial
ASRV stock →AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States.
Finance · Major Banks · 297 employees
About Texas Community Bancshares
TCBS stock →Texas Community Bancshares, Inc. operates as the bank holding company for Broadstreet Bank, SSB that provides loans and banking services to consumers and commercial customers in Mineola, Texas and the surrounding area, and the Dallas Fort Worth Metroplex.
Finance · Banks · 61 employees
ASRV vs TCBS FAQ
Which is bigger, AmeriServ Financial or Texas Community Bancshares?
AmeriServ Financial (ASRV) is larger, with a market capitalization of $76.07M compared with $48.84M for Texas Community Bancshares (TCBS).
Which stock has performed better over the past year, ASRV or TCBS?
ASRV returned +48.33% over the past 12 months, compared with +5.50% for TCBS (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ASRV or TCBS?
ASRV has the lower trailing P/E at 8.8, versus 14.0 for TCBS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, AmeriServ Financial or Texas Community Bancshares?
AmeriServ Financial has the higher yield at 2.68%, compared with 1.18% for Texas Community Bancshares.
Are AmeriServ Financial and Texas Community Bancshares in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for AmeriServ Financial and Banks for Texas Community Bancshares.