Ames National (ATLO) vs First United (FUNC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Ames National (ATLO) has outperformed First United (FUNC) over the past year, gaining 59.0% versus a gain of 18.9%. Over five years, FUNC leads with a +138.4% price change compared with +35.6% for ATLO. Ames National is the larger company by market cap ($282.5 million vs $280.4 million), about 1.0 times the size.
On valuation, First United trades at a lower forward P/E (9.0x vs 11.3x for Ames National). Ames National offers the higher dividend yield (2.76% vs 2.39%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ATLO | FUNC |
|---|---|---|
| Share price | $31.89 | $43.44 |
| Market cap | $282.46M | $280.35M |
| 1-day change | -1.18% | -0.46% |
| YTD return | +38.89% | +16.03% |
| 1-year return | +58.97% | +18.88% |
| 5-year return | +35.64% | +138.42% |
| P/E ratio (TTM) | 12.36 | 11.31 |
| Forward P/E | 11.31 | 9.05 |
| EPS (TTM) | $2.58 | $3.84 |
| Dividend yield | 2.76% | 2.39% |
| Annual dividend | $0.88 | $1.04 |
| 52-week high | $32.86 | $46.30 |
| 52-week low | $19.56 | $33.54 |
| Distance from 52-week high | -2.95% | -6.18% |
| Average volume | 33.07K | 24.46K |
| Shares outstanding | 8.86M | 6.45M |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- ATLO has outperformed FUNC by 40.1 percentage points over the past year.
ATLO vs FUNC FAQ
Which is bigger, Ames National or First United?
Ames National (ATLO) is larger, with a market capitalization of $282.46M compared with $280.35M for First United (FUNC).
Which stock has performed better over the past year, ATLO or FUNC?
ATLO returned +58.97% over the past 12 months, compared with +18.88% for FUNC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ATLO or FUNC?
FUNC has the lower trailing P/E at 11.3, versus 12.4 for ATLO. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Ames National or First United?
Ames National has the higher yield at 2.76%, compared with 2.39% for First United.
Are Ames National and First United in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.