First United (FUNC) vs Virginia National Bankshares (VABK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Virginia National Bankshares (VABK) has outperformed First United (FUNC) over the past year, gaining 27.0% versus a gain of 18.9%. Over five years, FUNC leads with a +138.4% price change compared with +38.8% for VABK. First United is the larger company by market cap ($280.4 million vs $262.1 million), about 1.1 times the size.
On valuation, Virginia National Bankshares trades at a lower trailing P/E (10.6x vs 11.3x for First United). Virginia National Bankshares offers the higher dividend yield (2.98% vs 2.39%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FUNC | VABK |
|---|---|---|
| Share price | $43.44 | $48.31 |
| Market cap | $280.35M | $262.10M |
| 1-day change | -0.46% | +0.33% |
| YTD return | +16.03% | +21.23% |
| 1-year return | +18.88% | +26.96% |
| 5-year return | +138.42% | +38.82% |
| P/E ratio (TTM) | 11.25 | 10.59 |
| Forward P/E | 9.05 | — |
| EPS (TTM) | $3.86 | $4.56 |
| Dividend yield | 2.39% | 2.98% |
| Annual dividend | $1.04 | $1.44 |
| 52-week high | $46.30 | $50.00 |
| 52-week low | $33.54 | $37.35 |
| Distance from 52-week high | -6.18% | -3.38% |
| Average volume | 24.59K | 7.09K |
| Shares outstanding | 6.45M | 5.43M |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
FUNC vs VABK FAQ
Which is bigger, First United or Virginia National Bankshares?
First United (FUNC) is larger, with a market capitalization of $280.35M compared with $262.10M for Virginia National Bankshares (VABK).
Which stock has performed better over the past year, FUNC or VABK?
VABK returned +26.96% over the past 12 months, compared with +18.88% for FUNC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FUNC or VABK?
VABK has the lower trailing P/E at 10.6, versus 11.3 for FUNC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First United or Virginia National Bankshares?
Virginia National Bankshares has the higher yield at 2.98%, compared with 2.39% for First United.
Are First United and Virginia National Bankshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.