MetaCap

Ames National (ATLO) vs Virginia National Bankshares (VABK)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

Ames National (ATLO) has outperformed Virginia National Bankshares (VABK) over the past year, gaining 59.1% versus a gain of 24.5%. Over five years, VABK leads with a +39.4% price change compared with +36.0% for ATLO. Ames National is the larger company by market cap ($278.6 million vs $263.1 million), about 1.1 times the size.

On valuation, Virginia National Bankshares trades at a lower trailing P/E (10.8x vs 12.3x for Ames National). Virginia National Bankshares offers the higher dividend yield (2.97% vs 2.80%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

ATLO+59.74%VABK+26.07%
+67%+30%-6%
Oct 9, 20251 yearOct 8, 2026
ATLO+34.60%VABK+38.22%
+44%+2%-39%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

ATLO versus VABK key metrics
MetricATLOVABK
Share price$31.46$48.50
Market cap$278.65M$263.13M
1-day change-1.63%-1.28%
YTD return+39.29%+21.71%
1-year return+59.10%+24.45%
5-year return+36.03%+39.37%
P/E ratio (TTM)12.3410.78
Forward P/E11.16—
EPS (TTM)$2.55$4.50
Dividend yield2.80%2.97%
Annual dividend$0.88$1.44
52-week high$32.86$50.00
52-week low$19.56$37.35
Distance from 52-week high-4.26%-3.00%
Analyst consensusnone—
Avg. price target upside+4.90%—
Average volume32.25K7.17K
Shares outstanding8.86M5.43M
Employees261140
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • ATLO has outperformed VABK by 34.6 percentage points over the past year.

About Ames National

ATLO stock →

Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union Counties in central, north-central, and south-central Iowa. It accepts various deposit products, including checking and savings accounts; and time deposits, such as money market accounts and certificates of deposit.

Finance · Major Banks · 261 employees

About Virginia National Bankshares

VABK stock →

Virginia National Bankshares Corporation operates as the holding company for Virginia National Bank that provides a range of commercial and retail banking products and services in Virginia. It operates through two segments: Bank and VNB Trust and Estate Services.

Finance · Major Banks · 140 employees

ATLO vs VABK FAQ

Which is bigger, Ames National or Virginia National Bankshares?

Ames National (ATLO) is larger, with a market capitalization of $278.65M compared with $263.13M for Virginia National Bankshares (VABK).

Which stock has performed better over the past year, ATLO or VABK?

ATLO returned +59.10% over the past 12 months, compared with +24.45% for VABK (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, ATLO or VABK?

VABK has the lower trailing P/E at 10.8, versus 12.3 for ATLO. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Ames National or Virginia National Bankshares?

Virginia National Bankshares has the higher yield at 2.97%, compared with 2.80% for Ames National.

Are Ames National and Virginia National Bankshares in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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