Ames National (ATLO) vs LCNB (LCNB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Ames National (ATLO) has outperformed LCNB (LCNB) over the past year, gaining 57.1% versus a gain of 23.8%. Over five years, ATLO leads with a +33.8% price change compared with +6.4% for LCNB. Ames National is the larger company by market cap ($278.6 million vs $264.0 million), about 1.1 times the size.
On valuation, LCNB trades at a lower forward P/E (10.0x vs 11.2x for Ames National). LCNB offers the higher dividend yield (4.75% vs 2.80%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ATLO | LCNB |
|---|---|---|
| Share price | $31.46 | $18.52 |
| Market cap | $278.65M | $264.00M |
| 1-day change | -1.63% | -2.22% |
| YTD return | +37.02% | +13.00% |
| 1-year return | +57.14% | +23.80% |
| 5-year return | +33.82% | +6.38% |
| P/E ratio (TTM) | 12.19 | 10.71 |
| Forward P/E | 11.16 | 10.01 |
| EPS (TTM) | $2.58 | $1.73 |
| Dividend yield | 2.80% | 4.75% |
| Annual dividend | $0.88 | $0.88 |
| 52-week high | $32.86 | $21.32 |
| 52-week low | $19.56 | $14.31 |
| Distance from 52-week high | -4.26% | -13.13% |
| Analyst consensus | none | none |
| Avg. price target upside | +4.90% | +14.74% |
| Average volume | 31.68K | 38.44K |
| Shares outstanding | 8.86M | 14.25M |
| Employees | 261 | 328 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- ATLO has outperformed LCNB by 33.3 percentage points over the past year.
- LCNB offers a meaningfully higher dividend yield (4.75% vs 2.80%).
About Ames National
ATLO stock →Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union Counties in central, north-central, and south-central Iowa. It accepts various deposit products, including checking and savings accounts; and time deposits, such as money market accounts and certificates of deposit.
Finance · Major Banks · 261 employees
About LCNB
LCNB stock →LCNB Corp. operates as the financial holding company for LCNB National Bank that provides banking services in the United States.
Finance · Major Banks · 328 employees
ATLO vs LCNB FAQ
Which is bigger, Ames National or LCNB?
Ames National (ATLO) is larger, with a market capitalization of $278.65M compared with $264.00M for LCNB (LCNB).
Which stock has performed better over the past year, ATLO or LCNB?
ATLO returned +57.14% over the past 12 months, compared with +23.80% for LCNB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ATLO or LCNB?
LCNB has the lower trailing P/E at 10.7, versus 12.2 for ATLO. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Ames National or LCNB?
LCNB has the higher yield at 4.75%, compared with 2.80% for Ames National.
Are Ames National and LCNB in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.