Atlantic Union Bankshares (AUB) vs United Bankshares (UBSI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
United Bankshares (UBSI) has outperformed Atlantic Union Bankshares (AUB) over the past year, gaining 22.7% versus a gain of 5.0%. Over five years, UBSI leads with a +26.1% price change compared with +0.6% for AUB. United Bankshares is the larger company by market cap ($6.22 billion vs $5.42 billion), about 1.1 times the size, while Atlantic Union Bankshares is growing revenue faster (+68.1% vs +19.6%).
On valuation, Atlantic Union Bankshares trades at a lower forward P/E (9.4x vs 11.8x for United Bankshares). Atlantic Union Bankshares offers the higher dividend yield (3.82% vs 3.30%). United Bankshares converts more of its revenue into profit, with a net margin of 37.5% versus 19.9%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | AUB | UBSI |
|---|---|---|
| Share price | $37.92 | $45.70 |
| Market cap | $5.42B | $6.22B |
| 1-day change | +0.85% | +0.79% |
| YTD return | +7.42% | +19.01% |
| 1-year return | +5.04% | +22.68% |
| 5-year return | +0.59% | +26.07% |
| P/E ratio (TTM) | 11.22 | 12.45 |
| Forward P/E | 9.40 | 11.82 |
| EPS (TTM) | $3.38 | $3.67 |
| Dividend yield | 3.82% | 3.30% |
| Annual dividend | $1.45 | $1.51 |
| Revenue (latest FY) | $1.37B | $1.24B |
| Revenue growth (YoY) | +68.13% | +19.58% |
| Net income (latest FY) | $273.71M | $464.60M |
| Net margin | 19.92% | 37.55% |
| 52-week high | $43.62 | $49.62 |
| 52-week low | $30.87 | $34.10 |
| Distance from 52-week high | -13.07% | -7.90% |
| Analyst consensus | buy | none |
| Avg. price target upside | +24.29% | +10.13% |
| Average volume | 1.11M | 987.49K |
| Shares outstanding | 142.81M | 136.17M |
| Employees | 3,073 | 2,740 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- UBSI has outperformed AUB by 17.6 percentage points over the past year.
- United Bankshares is more profitable, keeping 37.5 cents of every revenue dollar as net income versus 19.9 cents for Atlantic Union Bankshares.
- Atlantic Union Bankshares grew revenue faster in its latest fiscal year (+68.13% vs +19.58%).
About Atlantic Union Bankshares
AUB stock →Atlantic Union Bankshares Corporation operates as the bank holding company for Atlantic Union Bank that provides banking and related financial products and services to consumers and businesses in the United States. The company operates in two segments, Wholesale Banking and Consumer Banking.
Finance · Major Banks · 3,073 employees
About United Bankshares
UBSI stock →United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts.
Finance · Major Banks · 2,740 employees
AUB vs UBSI FAQ
Which is bigger, Atlantic Union Bankshares or United Bankshares?
United Bankshares (UBSI) is larger, with a market capitalization of $6.22B compared with $5.42B for Atlantic Union Bankshares (AUB).
Which stock has performed better over the past year, AUB or UBSI?
UBSI returned +22.68% over the past 12 months, compared with +5.04% for AUB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, AUB or UBSI?
AUB has the lower trailing P/E at 11.2, versus 12.5 for UBSI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Atlantic Union Bankshares or United Bankshares?
Atlantic Union Bankshares has the higher yield at 3.82%, compared with 3.30% for United Bankshares.
Are Atlantic Union Bankshares and United Bankshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.