Ameris Bancorp (ABCB) vs United Bankshares (UBSI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
United Bankshares (UBSI) has outperformed Ameris Bancorp (ABCB) over the past year, gaining 22.2% versus a gain of 6.2%. Over five years, ABCB leads with a +52.0% price change compared with +25.1% for UBSI. United Bankshares is the larger company by market cap ($6.17 billion vs $5.29 billion), about 1.2 times the size.
On valuation, Ameris Bancorp trades at a lower forward P/E (11.2x vs 11.7x for United Bankshares). United Bankshares offers the higher dividend yield (3.33% vs 1.02%). United Bankshares converts more of its revenue into profit, with a net margin of 37.5% versus 34.1%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ABCB | UBSI |
|---|---|---|
| Share price | $78.79 | $45.32 |
| Market cap | $5.29B | $6.17B |
| 1-day change | -0.10% | -0.04% |
| YTD return | +6.19% | +18.07% |
| 1-year return | +6.18% | +22.18% |
| 5-year return | +52.02% | +25.08% |
| P/E ratio (TTM) | 14.25 | 12.35 |
| Forward P/E | 11.22 | 11.72 |
| EPS (TTM) | $5.53 | $3.67 |
| Dividend yield | 1.02% | 3.33% |
| Annual dividend | $0.80 | $1.51 |
| Revenue (latest FY) | $1.21B | $1.24B |
| Revenue growth (YoY) | +5.73% | +19.58% |
| Net income (latest FY) | $412.15M | $464.60M |
| Net margin | 34.12% | 37.55% |
| 52-week high | $93.22 | $49.62 |
| 52-week low | $68.80 | $34.10 |
| Distance from 52-week high | -15.48% | -8.67% |
| Analyst consensus | buy | none |
| Avg. price target upside | +19.52% | +11.05% |
| Average volume | 434.53K | 987.49K |
| Shares outstanding | 67.11M | 136.17M |
| Employees | 2,650 | 2,740 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- UBSI has outperformed ABCB by 16.0 percentage points over the past year.
- United Bankshares offers a meaningfully higher dividend yield (3.33% vs 1.02%).
- United Bankshares grew revenue faster in its latest fiscal year (+19.58% vs +5.73%).
About Ameris Bancorp
ABCB stock →Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division.
Finance · Major Banks · 2,650 employees
About United Bankshares
UBSI stock →United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts.
Finance · Major Banks · 2,740 employees
ABCB vs UBSI FAQ
Which is bigger, Ameris Bancorp or United Bankshares?
United Bankshares (UBSI) is larger, with a market capitalization of $6.17B compared with $5.29B for Ameris Bancorp (ABCB).
Which stock has performed better over the past year, ABCB or UBSI?
UBSI returned +22.18% over the past 12 months, compared with +6.18% for ABCB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ABCB or UBSI?
UBSI has the lower trailing P/E at 12.3, versus 14.2 for ABCB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Ameris Bancorp or United Bankshares?
United Bankshares has the higher yield at 3.33%, compared with 1.02% for Ameris Bancorp.
Are Ameris Bancorp and United Bankshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.