Hancock Whitney (HWC) vs United Bankshares (UBSI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
United Bankshares (UBSI) has outperformed Hancock Whitney (HWC) over the past year, gaining 22.7% versus a gain of 15.7%. Over five years, HWC leads with a +50.4% price change compared with +26.1% for UBSI. United Bankshares is the larger company by market cap ($6.18 billion vs $5.81 billion), about 1.1 times the size.
On valuation, Hancock Whitney trades at a lower forward P/E (9.9x vs 11.7x for United Bankshares). United Bankshares offers the higher dividend yield (3.32% vs 2.62%). United Bankshares converts more of its revenue into profit, with a net margin of 37.5% versus 32.1%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HWC | UBSI |
|---|---|---|
| Share price | $72.45 | $45.42 |
| Market cap | $5.81B | $6.18B |
| 1-day change | -0.36% | -0.61% |
| YTD return | +14.18% | +19.01% |
| 1-year return | +15.72% | +22.68% |
| 5-year return | +50.38% | +26.07% |
| P/E ratio (TTM) | 14.18 | 12.38 |
| Forward P/E | 9.89 | 11.75 |
| EPS (TTM) | $5.11 | $3.67 |
| Dividend yield | 2.62% | 3.32% |
| Annual dividend | $1.90 | $1.51 |
| Revenue (latest FY) | $1.52B | $1.24B |
| Revenue growth (YoY) | +4.78% | +19.58% |
| Net income (latest FY) | $486.07M | $464.60M |
| Net margin | 32.08% | 37.55% |
| 52-week high | $80.13 | $49.62 |
| 52-week low | $54.05 | $34.10 |
| Distance from 52-week high | -9.59% | -8.46% |
| Analyst consensus | buy | none |
| Avg. price target upside | +16.68% | +10.81% |
| Average volume | 818.67K | 986.20K |
| Shares outstanding | 80.22M | 136.17M |
| Employees | 3,674 | 2,740 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- United Bankshares is more profitable, keeping 37.5 cents of every revenue dollar as net income versus 32.1 cents for Hancock Whitney.
- United Bankshares grew revenue faster in its latest fiscal year (+19.58% vs +4.78%).
About Hancock Whitney
HWC stock →Hancock Whitney Corporation operates as the financial holding company for Hancock Whitney Bank that provides traditional and online banking services to commercial, small business, and retail customers in the United States. The company offers various transaction and savings deposit products, such as brokered deposits, time deposits, and money market accounts; treasury management services; secured and unsecured loan products, including revolving credit facilities; letters of credit and similar financial guarantees; trust and investment management services to retirement plans, corporations, and individuals; and investment advisory and brokerage products.
Finance · Major Banks · 3,674 employees
About United Bankshares
UBSI stock →United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts.
Finance · Major Banks · 2,740 employees
HWC vs UBSI FAQ
Which is bigger, Hancock Whitney or United Bankshares?
United Bankshares (UBSI) is larger, with a market capitalization of $6.18B compared with $5.81B for Hancock Whitney (HWC).
Which stock has performed better over the past year, HWC or UBSI?
UBSI returned +22.68% over the past 12 months, compared with +15.72% for HWC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HWC or UBSI?
UBSI has the lower trailing P/E at 12.4, versus 14.2 for HWC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Hancock Whitney or United Bankshares?
United Bankshares has the higher yield at 3.32%, compared with 2.62% for Hancock Whitney.
Are Hancock Whitney and United Bankshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.