MetaCap

Auburn National Bancorporation (AUBN) vs United Bancorp (UBCP)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

United Bancorp (UBCP) has outperformed Auburn National Bancorporation (AUBN) over the past year, gaining 9.4% versus a gain of 5.8%. Over five years, UBCP leads with a -4.0% price change compared with -20.9% for AUBN. Auburn National Bancorporation is the larger company by market cap ($94.0 million vs $83.2 million), about 1.1 times the size.

On valuation, United Bancorp trades at a lower trailing P/E (10.5x vs 11.2x for Auburn National Bancorporation). United Bancorp offers the higher dividend yield (5.28% vs 4.00%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

AUBN+5.80%UBCP+9.43%
+31%+5%-20%
Oct 8, 20251 yearOct 8, 2026
AUBN-21.64%UBCP-5.97%
+27%-14%-55%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

AUBN versus UBCP key metrics
MetricAUBNUBCP
Share price$26.98$14.50
Market cap$94.01M$83.17M
1-day change+2.59%+2.33%
YTD return+0.11%+1.05%
1-year return+5.80%+9.43%
5-year return-20.88%-3.97%
P/E ratio (TTM)11.2010.51
Forward P/E—8.95
EPS (TTM)$2.41$1.38
Dividend yield4.00%5.28%
Annual dividend$1.08$0.765
52-week high$28.88$17.34
52-week low$21.01$12.55
Distance from 52-week high-6.58%-16.38%
Analyst consensus—none
Avg. price target upside—+37.93%
Average volume1.83K5.63K
Shares outstanding3.48M5.74M
Employees145125
SectorFinancial ServicesFinancial Services
IndustryBanks - RegionalBanks - Regional

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • United Bancorp offers a meaningfully higher dividend yield (5.28% vs 4.00%).

About Auburn National Bancorporation

AUBN stock →

Auburn National Bancorporation, Inc. operates as the bank holding company for AuburnBank that provides various banking products and services in East Alabama.

Financial Services · Banks - Regional · 145 employees

About United Bancorp

UBCP stock →

United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio.

Financial Services · Banks - Regional · 125 employees

AUBN vs UBCP FAQ

Which is bigger, Auburn National Bancorporation or United Bancorp?

Auburn National Bancorporation (AUBN) is larger, with a market capitalization of $94.01M compared with $83.17M for United Bancorp (UBCP).

Which stock has performed better over the past year, AUBN or UBCP?

UBCP returned +9.43% over the past 12 months, compared with +5.80% for AUBN (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, AUBN or UBCP?

UBCP has the lower trailing P/E at 10.5, versus 11.2 for AUBN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Auburn National Bancorporation or United Bancorp?

United Bancorp has the higher yield at 5.28%, compared with 4.00% for Auburn National Bancorporation.

Are Auburn National Bancorporation and United Bancorp in the same industry?

Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.

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