First US Bancshares (FUSB) vs United Bancorp (UBCP)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
First US Bancshares (FUSB) has outperformed United Bancorp (UBCP) over the past year, gaining 30.9% versus a gain of 6.9%. Over five years, FUSB leads with a +55.2% price change compared with -6.2% for UBCP. First US Bancshares is the larger company by market cap ($89.7 million vs $81.3 million), about 1.1 times the size.
On valuation, United Bancorp trades at a lower trailing P/E (10.3x vs 12.3x for First US Bancshares). United Bancorp offers the higher dividend yield (5.40% vs 1.72%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FUSB | UBCP |
|---|---|---|
| Share price | $16.30 | $14.17 |
| Market cap | $89.73M | $81.27M |
| 1-day change | +0.15% | +0.07% |
| YTD return | +16.68% | -1.25% |
| 1-year return | +30.92% | +6.86% |
| 5-year return | +55.24% | -6.16% |
| P/E ratio (TTM) | 12.35 | 10.27 |
| Forward P/E | — | 8.75 |
| EPS (TTM) | $1.32 | $1.38 |
| Dividend yield | 1.72% | 5.40% |
| Annual dividend | $0.28 | $0.765 |
| 52-week high | $16.99 | $17.34 |
| 52-week low | $12.15 | $12.55 |
| Distance from 52-week high | -4.06% | -18.28% |
| Average volume | 15.84K | 5.53K |
| Shares outstanding | 5.50M | 5.74M |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FUSB has outperformed UBCP by 24.1 percentage points over the past year.
- United Bancorp offers a meaningfully higher dividend yield (5.40% vs 1.72%).
FUSB vs UBCP FAQ
Which is bigger, First US Bancshares or United Bancorp?
First US Bancshares (FUSB) is larger, with a market capitalization of $89.73M compared with $81.27M for United Bancorp (UBCP).
Which stock has performed better over the past year, FUSB or UBCP?
FUSB returned +30.92% over the past 12 months, compared with +6.86% for UBCP (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FUSB or UBCP?
UBCP has the lower trailing P/E at 10.3, versus 12.3 for FUSB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First US Bancshares or United Bancorp?
United Bancorp has the higher yield at 5.40%, compared with 1.72% for First US Bancshares.
Are First US Bancshares and United Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.