MetaCap

Auburn National Bancorporation (AUBN) vs Summit State Bank (SSBI)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

Auburn National Bancorporation (AUBN) has outperformed Summit State Bank (SSBI) over the past year, gaining 5.8% versus a gain of 5.5%. Over five years, AUBN leads with a -20.9% price change compared with -25.6% for SSBI. Auburn National Bancorporation is the larger company by market cap ($94.0 million vs $85.7 million), about 1.1 times the size.

On valuation, Auburn National Bancorporation trades at a lower trailing P/E (11.2x vs 38.4x for Summit State Bank). Auburn National Bancorporation pays a dividend yielding 4.00%, while Summit State Bank does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

AUBN+3.14%SSBI+5.50%
+18%-0%-19%
Oct 8, 20251 yearOct 7, 2026
AUBN-21.64%SSBI-25.53%
+10%-28%-66%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

AUBN versus SSBI key metrics
MetricAUBNSSBI
Share price$26.98$12.66
Market cap$94.01M$85.67M
1-day change+2.59%0.00%
YTD return+0.11%+8.86%
1-year return+5.80%+5.50%
5-year return-20.88%-25.57%
P/E ratio (TTM)11.2038.36
EPS (TTM)$2.41$0.33
Dividend yield4.00%0.00%
Annual dividend$1.08$0.00
52-week high$28.88$14.00
52-week low$21.01$10.35
Distance from 52-week high-6.58%-9.57%
Average volume1.83K5.01K
Shares outstanding3.48M6.77M
Employees145103
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • Summit State Bank trades at a higher earnings multiple (38.4x vs 11.2x trailing P/E).
  • Auburn National Bancorporation offers a meaningfully higher dividend yield (4.00% vs 0.00%).

About Auburn National Bancorporation

AUBN stock →

Auburn National Bancorporation, Inc. operates as the bank holding company for AuburnBank that provides various banking products and services in East Alabama.

Finance · Major Banks · 145 employees

About Summit State Bank

SSBI stock →

Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, including professional, small business packaged, tiered, and retirement plan accounts.

Finance · Major Banks · 103 employees

AUBN vs SSBI FAQ

Which is bigger, Auburn National Bancorporation or Summit State Bank?

Auburn National Bancorporation (AUBN) is larger, with a market capitalization of $94.01M compared with $85.67M for Summit State Bank (SSBI).

Which stock has performed better over the past year, AUBN or SSBI?

AUBN returned +5.80% over the past 12 months, compared with +5.50% for SSBI (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, AUBN or SSBI?

AUBN has the lower trailing P/E at 11.2, versus 38.4 for SSBI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Auburn National Bancorporation or Summit State Bank?

Auburn National Bancorporation pays a dividend yielding 4.00%, while Summit State Bank does not currently pay a regular dividend.

Are Auburn National Bancorporation and Summit State Bank in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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