MetaCap

Banc of California (BANC) vs TowneBank (TOWN)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

TowneBank (TOWN) has outperformed Banc of California (BANC) over the past year, gaining 2.8% versus a loss of 2.5%. Over five years, TOWN leads with a +9.7% price change compared with -9.9% for BANC. TowneBank is the larger company by market cap ($3.23 billion vs $2.72 billion), about 1.2 times the size.

On valuation, Banc of California trades at a lower forward P/E (8.0x vs 9.8x for TowneBank). TowneBank offers the higher dividend yield (3.12% vs 2.56%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

BANC-2.50%TOWN+2.76%
+26%+6%-13%
Oct 7, 20251 yearOct 7, 2026
BANC-12.53%TOWN+9.31%
+22%-15%-52%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

BANC versus TOWN key metrics
MetricBANCTOWN
Share price$17.17$34.98
Market cap$2.72B$3.23B
1-day change-1.49%-1.21%
YTD return-10.99%+4.82%
1-year return-2.50%+2.76%
5-year return-9.87%+9.66%
P/E ratio (TTM)—17.58
Forward P/E8.039.77
EPS (TTM)$-0.42$1.99
Dividend yield2.56%3.12%
Annual dividend$0.44$1.09
Revenue (latest FY)$1.82B—
Revenue growth (YoY)-3.76%—
Net income (latest FY)$228.97M—
Net margin12.59%—
52-week high$21.93$39.03
52-week low$15.33$31.91
Distance from 52-week high-21.71%-10.38%
Analyst consensusbuybuy
Avg. price target upside+27.14%+14.35%
Average volume2.89M587.20K
Shares outstanding157.95M92.44M
Employees1,9042,932
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

About Banc of California

BANC stock →

Banc of California, Inc. operates as the bank holding company for Banc of California that provides banking and treasury management services in the United States.

Finance · Major Banks · 1,904 employees

About TowneBank

TOWN stock →

TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals in the United States. It operates through four segments: Banking, Mortgage, Resort Vacation Management, and Insurance.

Finance · Major Banks · 2,932 employees

BANC vs TOWN FAQ

Which is bigger, Banc of California or TowneBank?

TowneBank (TOWN) is larger, with a market capitalization of $3.23B compared with $2.72B for Banc of California (BANC).

Which stock has performed better over the past year, BANC or TOWN?

TOWN returned +2.76% over the past 12 months, compared with -2.50% for BANC (price return, excluding dividends). Past performance does not predict future results.

Which pays a higher dividend, Banc of California or TowneBank?

TowneBank has the higher yield at 3.12%, compared with 2.56% for Banc of California.

Are Banc of California and TowneBank in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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