BancFirst (BANF) vs Community Financial System (CBU)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Community Financial System (CBU) has outperformed BancFirst (BANF) over the past year, gaining 2.8% versus a loss of 14.5%. Over five years, BANF leads with a +66.7% price change compared with -17.2% for CBU. BancFirst is the larger company by market cap ($3.57 billion vs $3.08 billion), about 1.2 times the size.
On valuation, Community Financial System trades at a lower forward P/E (11.3x vs 13.2x for BancFirst). Community Financial System offers the higher dividend yield (3.21% vs 1.85%). BancFirst converts more of its revenue into profit, with a net margin of 3819.2% versus 25.7%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BANF | CBU |
|---|---|---|
| Share price | $106.18 | $58.63 |
| Market cap | $3.57B | $3.08B |
| 1-day change | -0.67% | -0.80% |
| YTD return | +0.15% | +2.07% |
| 1-year return | -14.52% | +2.84% |
| 5-year return | +66.71% | -17.21% |
| P/E ratio (TTM) | 14.33 | 13.60 |
| Forward P/E | 13.21 | 11.32 |
| EPS (TTM) | $7.41 | $4.31 |
| Dividend yield | 1.85% | 3.21% |
| Annual dividend | $1.96 | $1.88 |
| Revenue (latest FY) | $6.30M | $818.01M |
| Revenue growth (YoY) | +10.53% | +9.61% |
| Net income (latest FY) | $240.61M | $210.46M |
| Net margin | 3819.21% | 25.73% |
| 52-week high | $126.14 | $71.11 |
| 52-week low | $101.48 | $53.46 |
| Distance from 52-week high | -15.82% | -17.55% |
| Analyst consensus | hold | hold |
| Avg. price target upside | +16.78% | +17.98% |
| Average volume | 133.30K | 262.21K |
| Shares outstanding | 33.60M | 52.62M |
| Employees | 2,260 | 2,853 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CBU has outperformed BANF by 17.4 percentage points over the past year.
- Community Financial System offers a meaningfully higher dividend yield (3.21% vs 1.85%).
- BancFirst is more profitable, keeping 3819.2 cents of every revenue dollar as net income versus 25.7 cents for Community Financial System.
About BancFirst
BANF stock →BancFirst Corporation operates as the bank holding company for BancFirst that provides a range of commercial banking services to retail customers, and small to medium-sized businesses in the United States. It operates through BancFirst Metropolitan Banks, BancFirst Community Banks, Pegasus, Worthington, and Other Financial Services segments.
Finance · Major Banks · 2,260 employees
About Community Financial System
CBU stock →Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A.
Finance · Major Banks · 2,853 employees
BANF vs CBU FAQ
Which is bigger, BancFirst or Community Financial System?
BancFirst (BANF) is larger, with a market capitalization of $3.57B compared with $3.08B for Community Financial System (CBU).
Which stock has performed better over the past year, BANF or CBU?
CBU returned +2.84% over the past 12 months, compared with -14.52% for BANF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BANF or CBU?
CBU has the lower trailing P/E at 13.6, versus 14.3 for BANF. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, BancFirst or Community Financial System?
Community Financial System has the higher yield at 3.21%, compared with 1.85% for BancFirst.
Are BancFirst and Community Financial System in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.