BancFirst (BANF) vs Mechanics Bancorp (MCHB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Mechanics Bancorp (MCHB) has outperformed BancFirst (BANF) over the past year, gaining 8.9% versus a loss of 14.6%. Over five years, BANF leads with a +67.8% price change compared with -65.9% for MCHB. BancFirst is the larger company by market cap ($3.59 billion vs $3.21 billion), about 1.1 times the size.
On valuation, Mechanics Bancorp trades at a lower forward P/E (12.2x vs 13.5x for BancFirst). Mechanics Bancorp offers the higher dividend yield (9.03% vs 1.83%). BancFirst converts more of its revenue into profit, with a net margin of 3819.2% versus 534.4%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BANF | MCHB |
|---|---|---|
| Share price | $106.90 | $14.51 |
| Market cap | $3.59B | $3.21B |
| 1-day change | +0.84% | -0.68% |
| YTD return | +0.83% | -0.82% |
| 1-year return | -14.56% | +8.93% |
| 5-year return | +67.84% | -65.87% |
| P/E ratio (TTM) | 14.43 | 11.34 |
| Forward P/E | 13.46 | 12.24 |
| EPS (TTM) | $7.41 | $1.28 |
| Dividend yield | 1.83% | 9.03% |
| Annual dividend | $1.96 | $1.31 |
| Revenue (latest FY) | $6.30M | $49.73M |
| Revenue growth (YoY) | +10.53% | +3.33% |
| Net income (latest FY) | $240.61M | $265.74M |
| Net margin | 3819.21% | 534.39% |
| 52-week high | $126.14 | $17.38 |
| 52-week low | $101.48 | $12.82 |
| Distance from 52-week high | -15.25% | -16.51% |
| Analyst consensus | hold | buy |
| Avg. price target upside | +16.30% | +19.78% |
| Average volume | 133.40K | 575.40K |
| Shares outstanding | 33.60M | 220.31M |
| Employees | 2,260 | 1,756 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- MCHB has outperformed BANF by 23.5 percentage points over the past year.
- BancFirst trades at a higher earnings multiple (14.4x vs 11.3x trailing P/E).
- Mechanics Bancorp offers a meaningfully higher dividend yield (9.03% vs 1.83%).
- BancFirst is more profitable, keeping 3819.2 cents of every revenue dollar as net income versus 534.4 cents for Mechanics Bancorp.
- BancFirst grew revenue faster in its latest fiscal year (+10.53% vs +3.33%).
About BancFirst
BANF stock →BancFirst Corporation operates as the bank holding company for BancFirst that provides a range of commercial banking services to retail customers, and small to medium-sized businesses in the United States. It operates through BancFirst Metropolitan Banks, BancFirst Community Banks, Pegasus, Worthington, and Other Financial Services segments.
Finance · Major Banks · 2,260 employees
About Mechanics Bancorp
MCHB stock →Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii.It offers various checking and savings accounts, retirement accounts, money market accounts, time certificates of deposit, and safe deposit boxes. The company also provides home loans, auto loans, term loans and lines of credit, owner occupied real estate lending services, small business lending loans, multi-family lending services; mortgage and consumer lending loans; commercial real estate loans; residential construction loans; private banking, such as loan program, personal lines of credit and investment management and trust lines of credit.
Finance · Major Banks · 1,756 employees
BANF vs MCHB FAQ
Which is bigger, BancFirst or Mechanics Bancorp?
BancFirst (BANF) is larger, with a market capitalization of $3.59B compared with $3.21B for Mechanics Bancorp (MCHB).
Which stock has performed better over the past year, BANF or MCHB?
MCHB returned +8.93% over the past 12 months, compared with -14.56% for BANF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BANF or MCHB?
MCHB has the lower trailing P/E at 11.3, versus 14.4 for BANF. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, BancFirst or Mechanics Bancorp?
Mechanics Bancorp has the higher yield at 9.03%, compared with 1.83% for BancFirst.
Are BancFirst and Mechanics Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.