Mechanics Bancorp (MCHB) vs Simmons First National (SFNC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Simmons First National (SFNC) has outperformed Mechanics Bancorp (MCHB) over the past year, gaining 14.5% versus a gain of 11.3%. Over five years, SFNC leads with a -27.0% price change compared with -65.6% for MCHB. Mechanics Bancorp is the larger company by market cap ($3.24 billion vs $3.21 billion), about 1.0 times the size.
On valuation, Simmons First National trades at a lower forward P/E (9.6x vs 12.3x for Mechanics Bancorp). Mechanics Bancorp offers the higher dividend yield (8.97% vs 3.85%). Mechanics Bancorp converts more of its revenue into profit, with a net margin of 534.4% versus -385.1%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | MCHB | SFNC |
|---|---|---|
| Share price | $14.61 | $22.21 |
| Market cap | $3.24B | $3.21B |
| 1-day change | -1.88% | -1.68% |
| YTD return | -0.14% | +17.82% |
| 1-year return | +11.27% | +14.54% |
| 5-year return | -65.63% | -27.01% |
| P/E ratio (TTM) | 11.41 | — |
| Forward P/E | 12.25 | 9.56 |
| EPS (TTM) | $1.28 | $-2.40 |
| Dividend yield | 8.97% | 3.85% |
| Annual dividend | $1.31 | $0.855 |
| Revenue (latest FY) | $49.73M | $103.23M |
| Revenue growth (YoY) | +3.33% | -86.69% |
| Net income (latest FY) | $265.74M | $-397.55M |
| Net margin | 534.39% | -385.10% |
| 52-week high | $17.38 | $24.32 |
| 52-week low | $12.82 | $17.00 |
| Distance from 52-week high | -15.94% | -8.68% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +18.96% | +16.75% |
| Average volume | 575.29K | 1.39M |
| Shares outstanding | 220.31M | 144.51M |
| Employees | 1,756 | 2,909 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Mechanics Bancorp offers a meaningfully higher dividend yield (8.97% vs 3.85%).
- Mechanics Bancorp is more profitable, keeping 534.4 cents of every revenue dollar as net income versus -385.1 cents for Simmons First National.
- Mechanics Bancorp grew revenue faster in its latest fiscal year (+3.33% vs -86.69%).
About Mechanics Bancorp
MCHB stock →Mechanics Bancorp operates as the holding company for Mechanics Bank that provides banking services in California, Oregon, Washington, and Hawaii.It offers various checking and savings accounts, retirement accounts, money market accounts, time certificates of deposit, and safe deposit boxes. The company also provides home loans, auto loans, term loans and lines of credit, owner occupied real estate lending services, small business lending loans, multi-family lending services; mortgage and consumer lending loans; commercial real estate loans; residential construction loans; private banking, such as loan program, personal lines of credit and investment management and trust lines of credit.
Finance · Major Banks · 1,756 employees
About Simmons First National
SFNC stock →Simmons First National Corporation operates as the bank holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. The company offers deposits, checking, and savings accounts; loan products, such as consumer, real estate, commercial, agricultural, equipment, warehouse lending, and SBA lending; specialized products and services, including credit cards, trust and fiduciary services, investments, and insurance; and treasury management services.
Finance · Major Banks · 2,909 employees
MCHB vs SFNC FAQ
Which is bigger, Mechanics Bancorp or Simmons First National?
Mechanics Bancorp (MCHB) is larger, with a market capitalization of $3.24B compared with $3.21B for Simmons First National (SFNC).
Which stock has performed better over the past year, MCHB or SFNC?
SFNC returned +14.54% over the past 12 months, compared with +11.27% for MCHB (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Mechanics Bancorp or Simmons First National?
Mechanics Bancorp has the higher yield at 8.97%, compared with 3.85% for Simmons First National.
Are Mechanics Bancorp and Simmons First National in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.