Credicorp (BAP) vs Grupo Financiero Galicia S.A. (GGAL)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Credicorp (BAP) has outperformed Grupo Financiero Galicia S.A. (GGAL) over the past year, gaining 43.8% versus a gain of 29.6%. Over five years, GGAL leads with a +242.3% price change compared with +183.3% for BAP. Credicorp is the larger company by market cap ($30.21 billion vs $6.23 billion), about 4.8 times the size.
On valuation, Grupo Financiero Galicia S.A. trades at a lower forward P/E (5.3x vs 11.1x for Credicorp). Credicorp pays a dividend yielding 13.14%, while Grupo Financiero Galicia S.A. does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BAP | GGAL |
|---|---|---|
| Share price | $380.38 | $36.76 |
| Market cap | $30.21B | $6.23B |
| 1-day change | +1.14% | -0.78% |
| YTD return | +32.54% | -31.85% |
| 1-year return | +43.81% | +29.62% |
| 5-year return | +183.32% | +242.27% |
| P/E ratio (TTM) | 14.33 | 41.30 |
| Forward P/E | 11.11 | 5.30 |
| EPS (TTM) | $26.55 | $0.89 |
| Dividend yield | 13.14% | 4.21% |
| Annual dividend | $50.00 | $0.00 |
| 52-week high | $413.25 | $62.52 |
| 52-week low | $230.45 | $28.91 |
| Distance from 52-week high | -7.95% | -41.20% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +12.38% | +81.09% |
| Average volume | 302.26K | 888.18K |
| Shares outstanding | 79.42M | 132.50M |
| Employees | 52,770 | 9,435 |
| Sector | Finance | Finance |
| Industry | Commercial Banks | Commercial Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Credicorp is about 4.8 times larger than Grupo Financiero Galicia S.A. by market value ($30.21B vs $6.23B).
- BAP has outperformed GGAL by 14.2 percentage points over the past year.
- Grupo Financiero Galicia S.A. trades at a higher earnings multiple (41.3x vs 14.3x trailing P/E).
- Credicorp offers a meaningfully higher dividend yield (13.14% vs 4.21%).
About Credicorp
BAP stock →Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. It operates through Universal Banking; Insurance, Medical Services, and Pensions; Microfinance; and Investment Management and Advisory segments.
Finance · Commercial Banks · 52,770 employees
About Grupo Financiero Galicia S.A.
GGAL stock →Grupo Financiero Galicia S.A., a financial service holding company, provides various financial products and services to individuals and companies in Argentina. The company operates through Bank, Naranja X, Insurance, and Other Businesses segments.
Finance · Commercial Banks · 9,435 employees
BAP vs GGAL FAQ
Which is bigger, Credicorp or Grupo Financiero Galicia S.A.?
Credicorp (BAP) is larger, with a market capitalization of $30.21B compared with $6.23B for Grupo Financiero Galicia S.A. (GGAL).
Which stock has performed better over the past year, BAP or GGAL?
BAP returned +43.81% over the past 12 months, compared with +29.62% for GGAL (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BAP or GGAL?
BAP has the lower trailing P/E at 14.3, versus 41.3 for GGAL. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Credicorp or Grupo Financiero Galicia S.A.?
Credicorp has the higher yield at 13.14%, compared with 4.21% for Grupo Financiero Galicia S.A..
Are Credicorp and Grupo Financiero Galicia S.A. in the same industry?
Yes. Both are classified in the Commercial Banks industry within the Finance sector.