Credicorp (BAP) vs Banco Santander - Chile (BSAC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Credicorp (BAP) has outperformed Banco Santander - Chile (BSAC) over the past year, gaining 43.2% versus a gain of 21.6%. Over five years, BAP leads with a +180.1% price change compared with +83.8% for BSAC. Credicorp is the larger company by market cap ($29.87 billion vs $14.91 billion), about 2.0 times the size.
On valuation, Banco Santander - Chile trades at a lower forward P/E (10.4x vs 11.0x for Credicorp). Credicorp pays a dividend yielding 13.29%, while Banco Santander - Chile does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BAP | BSAC |
|---|---|---|
| Share price | $376.11 | $31.64 |
| Market cap | $29.87B | $14.91B |
| 1-day change | -2.34% | -1.46% |
| YTD return | +31.05% | +1.70% |
| 1-year return | +43.21% | +21.55% |
| 5-year return | +180.14% | +83.85% |
| P/E ratio (TTM) | 14.17 | 12.22 |
| Forward P/E | 10.98 | 10.42 |
| EPS (TTM) | $26.55 | $2.59 |
| Dividend yield | 13.29% | 4.61% |
| Annual dividend | $50.00 | $0.00 |
| 52-week high | $413.25 | $37.72 |
| 52-week low | $230.45 | $26.27 |
| Distance from 52-week high | -8.99% | -16.12% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +13.66% | +10.46% |
| Average volume | 303.39K | 310.34K |
| Shares outstanding | 79.42M | 471.12M |
| Employees | 52,770 | 8,526 |
| Sector | Finance | Finance |
| Industry | Commercial Banks | Commercial Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Credicorp is about 2.0 times larger than Banco Santander - Chile by market value ($29.87B vs $14.91B).
- BAP has outperformed BSAC by 21.7 percentage points over the past year.
- Credicorp offers a meaningfully higher dividend yield (13.29% vs 4.61%).
About Credicorp
BAP stock →Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. It operates through Universal Banking; Insurance, Medical Services, and Pensions; Microfinance; and Investment Management and Advisory segments.
Finance · Commercial Banks · 52,770 employees
About Banco Santander - Chile
BSAC stock →Banco Santander-Chile, together with its subsidiaries, provides commercial and retail banking products and services in Chile. It operates through Retail, Wealth Management & Insurance, Middle-Market, Corporate and Investment Banking, and Corporate Activities and Other segments.
Finance · Commercial Banks · 8,526 employees
BAP vs BSAC FAQ
Which is bigger, Credicorp or Banco Santander - Chile?
Credicorp (BAP) is larger, with a market capitalization of $29.87B compared with $14.91B for Banco Santander - Chile (BSAC).
Which stock has performed better over the past year, BAP or BSAC?
BAP returned +43.21% over the past 12 months, compared with +21.55% for BSAC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BAP or BSAC?
BSAC has the lower trailing P/E at 12.2, versus 14.2 for BAP. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Credicorp or Banco Santander - Chile?
Credicorp has the higher yield at 13.29%, compared with 4.61% for Banco Santander - Chile.
Are Credicorp and Banco Santander - Chile in the same industry?
Yes. Both are classified in the Commercial Banks industry within the Finance sector.