Credicorp (BAP) vs Intercorp Financial Services (IFS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Credicorp (BAP) has outperformed Intercorp Financial Services (IFS) over the past year, gaining 43.2% versus a gain of 30.1%. Over five years, BAP leads with a +180.1% price change compared with +100.1% for IFS. Credicorp is the larger company by market cap ($29.66 billion vs $5.77 billion), about 5.1 times the size.
On valuation, Intercorp Financial Services trades at a lower forward P/E (7.9x vs 10.9x for Credicorp). Credicorp offers the higher dividend yield (13.39% vs 11.58%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BAP | IFS |
|---|---|---|
| Share price | $373.47 | $52.30 |
| Market cap | $29.66B | $5.77B |
| 1-day change | -0.71% | -3.61% |
| YTD return | +31.05% | +23.47% |
| 1-year return | +43.21% | +30.07% |
| 5-year return | +180.14% | +100.08% |
| P/E ratio (TTM) | 14.07 | 9.70 |
| Forward P/E | 10.91 | 7.94 |
| EPS (TTM) | $26.55 | $5.39 |
| Dividend yield | 13.39% | 11.58% |
| Annual dividend | $50.00 | $6.06 |
| 52-week high | $413.25 | $61.38 |
| 52-week low | $230.45 | $38.29 |
| Distance from 52-week high | -9.63% | -14.79% |
| Analyst consensus | buy | none |
| Avg. price target upside | +14.46% | +26.39% |
| Average volume | 301.97K | 226.60K |
| Shares outstanding | 79.42M | 110.40M |
| Employees | 52,770 | 9,229 |
| Sector | Finance | Finance |
| Industry | Commercial Banks | Commercial Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Credicorp is about 5.1 times larger than Intercorp Financial Services by market value ($29.66B vs $5.77B).
- BAP has outperformed IFS by 13.1 percentage points over the past year.
- Credicorp trades at a higher earnings multiple (14.1x vs 9.7x trailing P/E).
- Credicorp offers a meaningfully higher dividend yield (13.39% vs 11.58%).
About Credicorp
BAP stock →Credicorp Ltd., together with its subsidiaries, provides various banking services and products in Peru, Bermuda, Colombia, Bolivia, Panama, Chile, the United States, the Cayman Islands, and Mexico. It operates through Universal Banking; Insurance, Medical Services, and Pensions; Microfinance; and Investment Management and Advisory segments.
Finance · Commercial Banks · 52,770 employees
About Intercorp Financial Services
IFS stock →Intercorp Financial Services Inc., together with its subsidiaries, provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. The company offers loans, credit facilities, deposits, and current accounts; life annuity products with single payment and life insurance products, as well as other retail insurance products; and brokerage and investment management services.
Finance · Commercial Banks · 9,229 employees
BAP vs IFS FAQ
Which is bigger, Credicorp or Intercorp Financial Services?
Credicorp (BAP) is larger, with a market capitalization of $29.66B compared with $5.77B for Intercorp Financial Services (IFS).
Which stock has performed better over the past year, BAP or IFS?
BAP returned +43.21% over the past 12 months, compared with +30.07% for IFS (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BAP or IFS?
IFS has the lower trailing P/E at 9.7, versus 14.1 for BAP. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Credicorp or Intercorp Financial Services?
Credicorp has the higher yield at 13.39%, compared with 11.58% for Intercorp Financial Services.
Are Credicorp and Intercorp Financial Services in the same industry?
Yes. Both are classified in the Commercial Banks industry within the Finance sector.