MetaCap

Beacon Financial (BBT) vs Texas Community Bancshares (TCBS)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Beacon Financial (BBT) has outperformed Texas Community Bancshares (TCBS) over the past year, gaining 13.2% versus a gain of 5.5%. Over five years, TCBS leads with a +10.9% price change compared with +1.0% for BBT. Beacon Financial is the larger company by market cap ($2.29 billion vs $48.8 million), about 46.9 times the size.

On valuation, Beacon Financial trades at a lower trailing P/E (7.5x vs 14.0x for Texas Community Bancshares). Beacon Financial offers the higher dividend yield (4.72% vs 1.18%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

BBT+13.23%TCBS+5.50%
+37%+16%-6%
Oct 7, 20251 yearOct 7, 2026
BBT+0.33%TCBS+9.68%
+25%-7%-38%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

BBT versus TCBS key metrics
MetricBBTTCBS
Share price$27.31$17.00
Market cap$2.29B$48.84M
1-day change-2.22%0.00%
YTD return+3.56%-5.40%
1-year return+13.23%+5.50%
5-year return+1.04%+10.89%
P/E ratio (TTM)7.5414.05
Forward P/E8.22—
EPS (TTM)$3.62$1.21
Dividend yield4.72%1.18%
Annual dividend$1.29$0.20
52-week high$32.83$20.00
52-week low$22.81$15.72
Distance from 52-week high-16.81%-15.00%
Analyst consensusbuy—
Avg. price target upside+25.70%—
Average volume892.42K1.47K
Shares outstanding83.82M2.87M
Employees1,972—
SectorFinanceFinance
IndustryBanksBanks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • Beacon Financial is about 46.9 times larger than Texas Community Bancshares by market value ($2.29B vs $48.84M).
  • Texas Community Bancshares trades at a higher earnings multiple (14.0x vs 7.5x trailing P/E).
  • Beacon Financial offers a meaningfully higher dividend yield (4.72% vs 1.18%).

About Beacon Financial

BBT stock →

Beacon Financial Corporation operates as the bank holding company for Beacon Bank & Trust that provides various banking services in the United States and internationally. The company accepts commercial, municipal, and retail deposits.

Finance · Banks · 1,972 employees

BBT vs TCBS FAQ

Which is bigger, Beacon Financial or Texas Community Bancshares?

Beacon Financial (BBT) is larger, with a market capitalization of $2.29B compared with $48.84M for Texas Community Bancshares (TCBS).

Which stock has performed better over the past year, BBT or TCBS?

BBT returned +13.23% over the past 12 months, compared with +5.50% for TCBS (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, BBT or TCBS?

BBT has the lower trailing P/E at 7.5, versus 14.0 for TCBS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Beacon Financial or Texas Community Bancshares?

Beacon Financial has the higher yield at 4.72%, compared with 1.18% for Texas Community Bancshares.

Are Beacon Financial and Texas Community Bancshares in the same industry?

Yes. Both are classified in the Banks industry within the Finance sector.

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