Beacon Financial (BBT) vs Flagstar Bank N.A. (FLG)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Beacon Financial (BBT) has outperformed Flagstar Bank N.A. (FLG) over the past year, gaining 13.2% versus a loss of 6.4%. Over five years, BBT leads with a +1.0% price change compared with -72.8% for FLG. Flagstar Bank N.A. is the larger company by market cap ($4.69 billion vs $2.29 billion), about 2.0 times the size.
On valuation, Beacon Financial trades at a lower forward P/E (8.2x vs 8.7x for Flagstar Bank N.A.). Beacon Financial offers the higher dividend yield (4.72% vs 0.35%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | BBT | FLG |
|---|---|---|
| Share price | $27.31 | $11.30 |
| Market cap | $2.29B | $4.69B |
| 1-day change | -2.22% | -2.25% |
| YTD return | +3.56% | -10.25% |
| 1-year return | +13.23% | -6.38% |
| 5-year return | +1.04% | -72.80% |
| P/E ratio (TTM) | 7.38 | 376.67 |
| Forward P/E | 8.22 | 8.67 |
| EPS (TTM) | $3.70 | $0.03 |
| Dividend yield | 4.72% | 0.35% |
| Annual dividend | $1.29 | $0.04 |
| Revenue (latest FY) | — | $2.06B |
| Revenue growth (YoY) | — | -19.20% |
| Net income (latest FY) | — | $-177.00M |
| Net margin | — | -8.58% |
| 52-week high | $32.83 | $15.44 |
| 52-week low | $22.81 | $10.57 |
| Distance from 52-week high | -16.81% | -26.81% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +25.70% | +39.47% |
| Average volume | 892.42K | 4.53M |
| Shares outstanding | 83.82M | 415.09M |
| Employees | 1,972 | 5,631 |
| Sector | Finance | Finance |
| Industry | Banks | Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Flagstar Bank N.A. is about 2.0 times larger than Beacon Financial by market value ($4.69B vs $2.29B).
- BBT has outperformed FLG by 19.6 percentage points over the past year.
- Flagstar Bank N.A. trades at a higher earnings multiple (376.7x vs 7.4x trailing P/E).
- Beacon Financial offers a meaningfully higher dividend yield (4.72% vs 0.35%).
About Beacon Financial
BBT stock →Beacon Financial Corporation operates as the bank holding company for Beacon Bank & Trust that provides various banking services in the United States and internationally. The company accepts commercial, municipal, and retail deposits.
Finance · Banks · 1,972 employees
About Flagstar Bank N.A.
FLG stock →Flagstar Bank, National Association provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, and non-interest-bearing accounts, as well as certificates of deposit.
Finance · Banks · 5,631 employees
BBT vs FLG FAQ
Which is bigger, Beacon Financial or Flagstar Bank N.A.?
Flagstar Bank N.A. (FLG) is larger, with a market capitalization of $4.69B compared with $2.29B for Beacon Financial (BBT).
Which stock has performed better over the past year, BBT or FLG?
BBT returned +13.23% over the past 12 months, compared with -6.38% for FLG (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, BBT or FLG?
BBT has the lower trailing P/E at 7.4, versus 376.7 for FLG. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Beacon Financial or Flagstar Bank N.A.?
Beacon Financial has the higher yield at 4.72%, compared with 0.35% for Flagstar Bank N.A..
Are Beacon Financial and Flagstar Bank N.A. in the same industry?
Yes. Both are classified in the Banks industry within the Finance sector.